94 Beringer Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 94 Beringer Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,894 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Feb 2016)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	Oct 2022 Sale Sep 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A883001372`

Property Details

APN / Parcel Number

Primary APN	`A883001372`
Alternative APN	`3-0040-6261-00-0250.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,894 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	1,034 sqft
Basement Area	938 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A883001372
Street Address	94 BERINGER DR
City	SAINT CHARLES
State	MO
Zip	63304-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS #3 LOT 250
Legal Subdivision	VINEYARDS #3
Legal Lot Number	250
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1003
Census Tract	311132

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	94 BERINGER DR, SAINT CHARLES, MO 63304-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Beneficiary Deed, Transfer
Sep 30, 2022	Affidavit of Death of Joint Tenant, Transfer
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF MISSOURI
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK OF MISSOURI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2016 · Amount on Record
Deed Sale	Feb 8, 2016 · Amount on Record
Prior Sale	Jul 29, 2009 · Amount on Record
Deed Document Number	201675940
Deed Book / Page	6488 / 1281
Last Transfer Date	Sep 12, 2022
Transfer Doc	0000054242
Record Updated	Sep 20, 2026

October 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 3, 2022
Property Address	94 BERINGER DR, SAINT CHARLES, MO 63304-1407
Document Number	0000054242
Map Reference	MB 27 PG 47
Instrument Date	Sep 12, 2022
Instrument	2022R-054242
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 BERINGER DR, 94, SAINT CHARLES, MO 63304-1407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	94 BERINGER DR, SAINT CHARLES, MO 63304-1407

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Sep 30, 2022
Property Address	94 BERINGER DR, SAINT CHARLES, MO 63304-1407
Document Number	0000053855
Map Reference	MB 27 PG 47
Instrument Date	Sep 1, 2022
Instrument	2022R-053855
Transaction Type	Transfer
Record Updated	Jan 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	94 BERINGER DR, SAINT CHARLES, MO 63304-1407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071781004
Date	Nov 7, 2019
Book Page	7178/1004
Instrument	20191107000638570

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 6, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	94 BERINGER DR, SAINT CHARLES, MO 63304-1407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073100184
Date	Jun 2, 2020
Book Page	7310/184
Instrument	20200602000365020

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank
Address	WRIGHT CITY, MO 63390

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,400 (-)	$323,158 (-) Land $65,000 Building $258,158
2025	$3,645.00 (+4.41%)	$61,400 (+5.11%)	$323,158 (+5.11%) Land $65,000 Building $258,158
2024	$3,491.00
2023		$58,417
2022			$307,456 Land $55,000 Building $252,456

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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