94 Bent Lake Ct, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 94 Bent Lake Ct, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,858 sqft · built 2020
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$560,000 (Aug 2022)
Tax Bill$8,254 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN027015-0860

Property Details

APN / Parcel Number

Primary APN027015-0860

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,858 sqft Living Area
Gross Area2,798 sqft
1st Floor Area1,858 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Garage Area556 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area670 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address94 BENT LAKE CT
CitySAINT AUGUSTINE
StateFL
Zip32095-0036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description82/48-57 BANNON LAKES PHASE 1B-1A LOT 86 OR5618/128
Legal Range28E
Legal Township06S
Legal Section12
Legal SubdivisionBANNON LAKES PHASE 1B-1A
Legal Phase1B
Legal Lot Number86
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2065
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address94 BENT LAKE CT, SAINT AUGUSTINE, FL 32095-0036
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Warranty Deed, Transfer · Conventional Mortgage
BAYWAY MORTGAGE GROUP
Aug 14, 2020Grant Deed, Subdivision Related Transfer
PGP TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2022 · Amount on Record
Deed SaleAug 17, 2022 · Amount on Record
Prior SaleAug 14, 2020 · Amount on Record
Deed Document Number202279579
Deed Book / Page5618 / 128
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 17, 2022
Property Address94 BENT LAKE CT, SAINT AUGUSTINE, FL 32095-0036
Document Number0056180128
Book / Page5618 / 128
Map ReferenceMB 82 PG 48
Instrument DateJul 22, 2022
Instrument2022079579
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address94 BENT LAKE CT, SAINT AUGUSTINE, FL 32095-0036

Transferred To (Grantee/Buyer)

NameVerified Name
Address861 IRON CORNER CT, ODENTON, MD 21113-2519

Mortgage

Document Number0005618130
DateAug 17, 2022
Instrument5618/130
Lender
NameBAYWAY MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 14, 2020
Property Address94 BENT LAKE CT, SAINT AUGUSTINE, FL 32095-0036
Document Number0050161429
Book / Page005016 / 001429
Instrument DateAug 12, 2020
Instrument68013
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 3, 2020
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
Tax$2,688.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address94 BENT LAKE CT ST AUGUSTINE FL 320950036, ST AUGUSTINE, FL 32095-0036

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$397,593 (-3.28%) Land $110,000 Building $287,593$397,593 (-3.28%) Land $110,000 Building $287,593
2025$8,254.00 (+7.87%) Homeowner's exemption Widower's exemption$411,075 (+0.02%)$411,075 (+0.02%) Land $115,000 Building $296,075
2024$7,652.00 (-1.56%) Homeowner's exemption Widower's exemption$411,006 (-)$411,006 (-) Land $115,000 Building $296,006
2023$7,773.00 (+7.72%) Homeowner's exemption$411,006 (+16.87%)$411,006 (+16.87%) Land $115,000 Building $296,006
2022$7,216.00$351,687$351,687 Land $89,600 Building $262,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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