94 Back Troy Rd, Troy, ME 04987 Property Records

Waldo County and Troy Town property record for 94 Back Troy Rd, Troy, ME 04987

Property Summary

Property Type	Single Family Home
Lot Size	5.68 acres (247,421 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (Aug 2022)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TRRY M:001 L:026`

Property Details

APN / Parcel Number

Primary APN	`TRRY M:001 L:026`

Exterior

Lot Area	247,421 sqft (5.68 acres)

Location & Zoning

Street Address	94 BACK TROY RD
City	TROY
State	ME
Zip	04987-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	26
Jurisdiction	TROY ME
Township / Civil Division	TROY
Census Block Group	2
Census Block	2040
Census Tract	46002

Owner

Source: Waldo County and Troy Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 BACK TROY RD, TROY, ME 04987-3422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · ARM FRANKLIN SAVINGS BANK (MAINE)
Aug 15, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK
Feb 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Feb 5, 2018
Deed Document Number	20227522
Deed Book / Page	4831 / 186
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY ME
Property Address	94 BACK TROY RD, TROY, ME 04987-3422
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004958/31
Date	Nov 30, 2023
Book Page	4958/31
Instrument	2023-8793

Lender

Name	FRANKLIN SAVINGS BANK (MAINE)
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Dec 1, 2034
Index	3-Year CMT

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY ME
Recording Date	Aug 15, 2022
Property Address	94 BACK TROY RD, TROY, ME 04987-3422
Document Number	004831/186
Book / Page	4831 / 186
Instrument Date	Aug 12, 2022
Instrument	2022-7522
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24 QUARRY RD, WATERVILLE, ME 04901-4962

Mortgage

Document Number	0020227523
Date	Aug 15, 2022
Instrument	2022-7523

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY ME
Recording Date	Feb 5, 2018
Property Address	94 BACK TROY RD, TROY, ME 04987
Document Number	0042420348
Book / Page	004242 / 000348
Instrument Date	Feb 2, 2018
Instrument	1103
Transaction Type	Transfer
Record Updated	Feb 23, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 CAPE JELLISON RD STOCKTON SPRINGS ME 049814735, STOCKTON SPRINGS, ME 04981-4735

Tax Assessment & Valuation

Source: Waldo County and Troy Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Troy Town
Unified School District	School Administrative District 03 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,055.00 (+12.17%)	$174,140 (+21.67%) Land $35,340 Building $138,800
2024	$1,832.00 (+479.75%)	$143,120 (+406.62%) Land $28,250 Building $114,870
2023	$316.00 (-17.06%)	$28,250 (+11.31%) Land $28,250
2022	$381.00	$25,380 Land $13,180 Building $12,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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