94 Arbour St, West Islip, NY 11795 Property Records

Suffolk County and Islip Town property record for 94 Arbour St, West Islip, NY 11795

Property Summary

Property Type	Single Family Home
Details	1,350 sqft · built 1961
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Dec 2018)
Tax Bill	$13,427 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`472889 311.-1-7`

Property Details

APN / Parcel Number

Primary APN	`472889 311.-1-7`
Alternative APNs	`0500-311.00-01.00-007.000` `288931100000010070000000` `472800631080` `656560`

Interior

Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	42,689 sqft (0.98 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	240 sqft

Location & Zoning

Account Number	656560
Street Address	94 ARBOUR ST
City	WEST ISLIP
State	NY
Zip	11795-1017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	X2192066Y187792 T015H00000000WL
Legal Block	1000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	2
Census Block	2003
Census Tract	146704

Owner

94 Arbour St is owned and occupied by two individuals who bought it in December 2018.

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	94 ARBOUR ST, WEST ISLIP, NY 11795-1017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETHPAGE FCU
Aug 6, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BETHPAGE FCU
Dec 6, 2018	Deed, Transfer
Dec 1, 2017	Grant Deed, Transfer ABSTRACTS INC.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2018 · Amount on File
Deed Sale	Dec 6, 2018 · Amount on File
Prior Sale	Dec 1, 2017 · Amount on File
Deed Book / Page	12991 / 130
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	94 ARBOUR ST, WEST ISLIP, NY 11795-1017
Document Number	0231820336
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 ARBOUR ST WEST ISLIP NY 117951017, WEST ISLIP, NY 11795-1017

Mortgage

Document Number	0231820336
Date	Oct 8, 2020
Book Page	023182/000336

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

August 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	94 ARBOUR ST, WEST ISLIP, NY 11795-1017
Document Number	0231820337
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 ARBOUR ST WEST ISLIP NY 117951017, WEST ISLIP, NY 11795-1017

Mortgage

Document Number	0231820337
Date	Oct 8, 2020
Book Page	023182/000337

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

Interest

Rate Type	Fixed Rate
Rate	4.12%

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 6, 2018
Property Address	94 ARBOUR ST, WEST ISLIP, NY 11795-1017
Document Number	0129910130
Book / Page	12991 / 130
Instrument Date	Nov 19, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ALBERS LN, FARMINGDALE, NY 11735-5434

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 1, 2017
Property Address	94 ARBOUR ST, WEST ISLIP, NY 11795-1017
Document Number	0129400382
Book / Page	012940 / 000382
Instrument Date	Nov 9, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ABSTRACTS INC.

Transaction

Amount	Amount on Record
Tax	$720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	189 OCEAN AVE MASSAPEQUA NY 117587938, MASSAPEQUA, NY 11758-7938

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	West Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,400 Land $12,900 Building $33,500	$653,521 (-) Land $181,690 Building $471,831
2024	$13,427.00		$653,521 (+2.54%) Land $181,690 Building $471,831
2023		$46,400 Land $12,900 Building $33,500	$637,363 Land $177,198 Building $460,165

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 94 Arbour St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1998–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 Arbour St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Frontier.

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