94-521 Hiahia Loop, Waipahu, HI 96797 Property Records

State of Hawaii and Honolulu County property record for 94-521 Hiahia Loop, Waipahu, HI 96797

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,392 sqft · built 1972
Lot Size	0.148 acres (6,426 sqft)
Owner	Company Name on Record
Last Sale	$446,250 (Oct 2014)
Tax Bill	$3,119 (2026)
Deeds & Mortgages	Sep 2022 Transfer Sep 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-9-4-058-080`

Property Details

APN / Parcel Number

Primary APN	`1-9-4-058-080`
Alternative APNs	`1-9-4-058-080-0000` `940580800000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,392 sqft Living Area
Gross Area	2,596 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	1,196 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	6,426 sqft (0.148 acres)
Garage Type	Carport
Garage Area	414 sqft
Carport	Carport
Carport Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	94-521 HIAHIA LOOP
City	WAIPAHU
State	HI
Zip	96797-3813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U/05/00
Legal Description	LOT 3343 6426 SF MAP 294 LCAPP 1000 SUBJ/ESMT
Legal Lot Number	3343
Jurisdiction	HONOLULU HI
Township / Civil Division	EWA
Census Block Group	2
Census Block	2000
Census Tract	8912

Owner

Source: State of Hawaii and Honolulu County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	94-521 HIAHIA LOOP, WAIPAHU, HI 96797-3813
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Intrafamily Transfer, Transfer
Sep 15, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 7, 2021	Intrafamily Transfer, Transfer
Apr 2, 2019	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2014 · Amount on Record
Deed Sale	Oct 17, 2014 · Amount on Record
Deed Document Number	2014-T9055144
Last Transfer Date	Aug 2, 2022
Transfer Doc	0011946345
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HONOLULU HI
Recording Date	Sep 16, 2022
Property Address	94-521 HIAHIA LOOP, WAIPAHU, HI 96797-3813
Document Number	0T11946345
Instrument Date	Aug 2, 2022
Instrument	T-11946345
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	94-521 HIAHIA LOOP, WAIPAHU, HI 96797-3813

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Property Address	94-521 HIAHIA LOOP, WAIPAHU, HI 96797-3813
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FNTIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T11580234
Date	Sep 15, 2021
Instrument	T-11580234

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	918 Months
Due	Mar 17, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.19%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year CMT

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HONOLULU HI
Recording Date	May 7, 2021
Property Address	94-521 HIAHIA LOOP, WAIPAHU, HI 96797-3813
Document Number	0T11449354
Instrument Date	Dec 2, 2020
Instrument	T-11449354
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5716 ARROYO DUNES AVE, LAS VEGAS, NV 89130-2098

April 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	HONOLULU HI
Recording Date	Apr 2, 2019
Property Address	94-521 HIAHIA LOOP, WAIPAHU, HI 96797-3813
Document Number	0T10683011
Instrument Date	Mar 25, 2019
Instrument	T10683011
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	94-521 HIAHIA LOOP WAIPAHU HI 967973813, WAIPAHU, HI 96797-3813

Mortgage

Document Number	T10683012
Date	Apr 2, 2019
Instrument	T10683012

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVENUE 3RD & 7TH F, ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Apr 1, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.64%

Mortgage

Document Number	T10683013,
Date	Apr 2, 2019
Instrument	T10683013

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Apr 1, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.64%

Tax Assessment & Valuation

Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Honolulu County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,119.00	$1,172,100 (+11.49%) Land $827,300 Building $344,800	$1,172,100 (+11.49%) Land $827,300 Building $344,800
2025	$3,119.00 (-0.29%)	$1,051,300 (-0.24%) Land $827,300 Building $224,000	$1,051,300 (-0.24%) Land $827,300 Building $224,000
2024	$3,128.00 (-0.29%)	$1,053,800 (+1.67%) Land $721,200 Building $332,600	$1,053,800 (+1.67%) Land $721,200 Building $332,600
2023	$3,137.00 (+8.77%)	$1,036,500 Land $700,000 Building $336,500	$1,036,500 Land $700,000 Building $336,500
2022	$2,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAIPAHU-EWA-WAIANAE serves 217,479 people · EPA ID HI0000335
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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