94 4th Ave, #1, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 94 4th Ave, #1, Lowell, MA 01854

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 560 sqft · built 1900
Lot Size	0.166 acres (7,251 sqft)
Owner	Company Name on File
Last Sale	$570,000 (Sep 2022)
Tax Bill	$1,940 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M24620`

Property Details

APN / Parcel Number

Primary APN	`M24620`
Alternative APNs	`LOWE M:97 B:2405 L:94 U:1` `M:000097 T:M24620`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	3 Stories
Building Area	560 sqft Living Area
Gross Area	728 sqft
1st Floor Area	560 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,251 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	M24620
Street Address	94 4TH AVE, 1
City	LOWELL
State	MA
Zip	01854-2722
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	TTF
Legal Block	2405
Legal Lot Number	94
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	3
Census Block	3005
Census Tract	310602

Owner

94 4th Ave, #1 is owned by a company that bought it in September 2022.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	172 COTTAGE ST, EVERETT, MA 02149-4643
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage
Nov 15, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance EAGLE BANK
Sep 7, 2022	Condominium Deed, Transfer
Jul 12, 2018	Deed, Transfer NORTHERN BK & TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Prior Sale	Jul 12, 2018 · Amount on File
Deed Document Number	202237784
Deed Book / Page	37357 / 54
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Recording Date	Jun 24, 2026
Property Address	94 4TH AVE, 1, LOWELL, MA 01854-2722
Document Number	0000019852
Book / Page	40152 / 117
Instrument Date	Jun 24, 2026
Instrument	202619852
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019852,
Date	Jun 24, 2026
Book Page	40152/117
Instrument	202619852

Lender

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.87%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	94 4TH AVE # 1, 1, LOWELL, MA 01854-2722
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038186-270
Date	Nov 15, 2023
Book Page	38186/270
Instrument	34050

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2033

September 2022: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 7, 2022
Property Address	94 4TH AVE # 1, 1, LOWELL, MA 01854-2722
Document Number	0037357-54
Book / Page	37357 / 54
Instrument Date	Aug 16, 2022
Instrument	37784
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2080 REVERE BEACH PKWY, EVERETT, MA 02149-5928

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LOWELL MA
Recording Date	Jul 12, 2018
Property Address	94 4TH AVE # 1, 1, LOWELL, MA 01854-2722
Document Number	32234-294
Book / Page	32234 / 294
Instrument	29421
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 4TH AVE # 1, 1, LOWELL, MA 01854-2722
Investor	Possibly a Property Investor

Mortgage

Document Number	322350001
Date	Jul 12, 2018
Instrument	32235/0001

Lender

Name	NORTHERN BK & TR

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

Interest

Rate	5.25%
Max Rate At Change	80.1%
Max Rate	2.75%

Tax Assessment & Valuation

The 2026 property tax bill for 94 4th Ave, #1 was $1,940, up 5.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,940.00 (+5.21%)	$170,900 (+6.41%) Building $170,900	$400,929 (+64.6%)
2025	$1,844.00 (+6.28%)	$160,600 (+10.23%) Building $160,600	$243,580 (+3.72%)
2024	$1,735.00 (+8.71%)	$145,700 (+13.39%) Building $145,700	$234,840
2023	$1,596.00	$128,500 Building $128,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 94 4th Ave, #1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 94 4th Ave, #1 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75

May also be available: AT&T, T-Mobile.

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