94-475 Hiapaiole Loop, Waipahu, HI 96797 Property Records

State of Hawaii and Honolulu County property record for 94-475 Hiapaiole Loop, Waipahu, HI 96797

Property Summary

Property Type	Single Family Home
Details	9 bd · 5 ba · 3,860 sqft · built 1971
Lot Size	0.161 acres (7,029 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (May 2017)
Tax Bill	$7,416 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-9-4-059-023`

Property Details

APN / Parcel Number

Primary APN	`1-9-4-059-023`
Alternative APNs	`1-9-4-059-023-0000` `940590230000`

Interior

Bedrooms	9 Beds
Full Baths	5 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	1 Story
Building Area	3,860 sqft Living Area
Gross Area	3,920 sqft
1st Floor Area	1,766 sqft
2nd Floor Area	2,094 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1983
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,029 sqft (0.161 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	94-475 HIAPAIOLE LOOP
City	WAIPAHU
State	HI
Zip	96797-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U/05/00
Legal Description	LOT 3769 7029 SF MAP 312 LCAPP 1000 TOG/ESMTS FOR ROAD PURPOSES SUBJ/ESMTS
Legal Subdivision	MAP 312
Legal Lot Number	3769
Jurisdiction	HONOLULU HI
Township / Civil Division	EWA
Census Block Group	2
Census Block	2000
Census Tract	8912

Owner

94-475 Hiapaiole Loop is owned and occupied by an individual who bought it in May 2017.

Source: State of Hawaii and Honolulu County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	94-475 HIAPAIOLE LOOP, WAIPAHU, HI 96797-3859
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF HI
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 19, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF HI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Deed Document Number	2017-T10000061
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Recording Date	Jul 28, 2026
Property Address	94-475 HIAPAIOLE LOOP, WAIPAHU, HI 96797-3859
Document Number	0013357020
Instrument Date	Jul 23, 2026
Instrument	2026T-13357020
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94-475 HIAPAIOLE LOOP, WAIPAHU, HI 96797-3859

Mortgage

Document Number	0013357020,
Date	Jul 28, 2026
Instrument	2026T-13357020

Lender

Name	BANK OF HI

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.49%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Property Address	94-475 HIAPAIOLE LOOP, WAIPAHU, HI 96797-3859
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN, FAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T11383125
Date	Mar 2, 2021
Instrument	T-11383125

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HONOLULU HI
Recording Date	May 19, 2017
Property Address	94-475 HIAPAIOLE LOOP, WAIPAHU, HI 96797-3859
Document Number	0T10000061
Instrument Date	Apr 6, 2017
Instrument	T10000061
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	94-475 HIAPAIOLE LOOP WAIPAHU HI 967973859, WAIPAHU, HI 96797-3859

Mortgage

Document Number	T10000062
Date	May 19, 2017
Instrument	T10000062

Lender

Name	BANK OF HI
Type	Bank
Address	HONOLULU, HI 96846

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Mortgage

Document Number	T10000063,
Date	May 19, 2017
Instrument	T10000063

Lender

Name	BANK OF HI
Type	Bank
Address	HONOLULU, HI 96803

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 94-475 Hiapaiole Loop was $7,416.

Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Honolulu County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,416.00	$1,415,800 Land $828,100 Building $587,700	$1,415,800 Land $828,100 Building $587,700
2025	$7,416.00
2024		$1,253,000 (+0.98%) Land $721,900 Building $531,100	$1,253,000 (+0.98%) Land $721,900 Building $531,100
2023	$6,745.00 (-0.43%)	$1,240,800 Land $700,700 Building $540,100	$1,240,800 Land $700,700 Building $540,100
2022	$6,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94-475 Hiapaiole Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 94-475 Hiapaiole Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAIPAHU-EWA-WAIANAE serves 217,479 people · EPA ID HI0000335
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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