94-453 Hiapaiole Loop, Waipahu, HI 96797 Property Records

State of Hawaii and Honolulu County property record for 94-453 Hiapaiole Loop, Waipahu, HI 96797

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1970
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,018 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-9-4-059-015`

Property Details

APN / Parcel Number

Primary APN	`1-9-4-059-015`
Alternative APNs	`1-9-4-059-015-0000` `940590150000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
Gross Area	1,677 sqft
1st Floor Area	1,490 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Carport
Garage Area	427 sqft
Carport	Carport
Carport Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	94-453 HIAPAIOLE LOOP
City	WAIPAHU
State	HI
Zip	96797-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U/05/00
Legal Subdivision	MAP 312
Legal Lot Number	3761
Jurisdiction	HONOLULU HI
Township / Civil Division	EWA
Census Block Group	2
Census Block	2000
Census Tract	8912

Owner

94-453 Hiapaiole Loop is owner-occupied and held in a trust since January 1995.

Source: State of Hawaii and Honolulu County records, as of June 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	94-453 HIAPAIOLE LOOP, WAIPAHU, HI 96797-3860
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage HAWAIIUSA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 5, 1995
Transfer Doc	0002213978
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Property Address	94-453 HIAPAIOLE LOOP, WAIPAHU, HI 96797-3860
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T11757085
Date	Mar 11, 2022
Instrument	T-11757085

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank
Address	HONOLULU, HI 96817

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HONOLULU HI
Property Address	94-453 HIAPAIOLE LOOP, WAIPAHU, HI 96797-3860
Document Number	0T10543083
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	94-453 HIAPAIOLE LOOP WAIPAHU HI 967973860, WAIPAHU, HI 96797-3860

Mortgage

Document Number	0T10543083
Date	Nov 13, 2018
Instrument	T10543083

Lender

Name	HAWAIIUSA FCU
Type	Credit Union
Address	HONOLULU, HI 96817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 94-453 Hiapaiole Loop was $3,018.

Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Honolulu County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,018.00	$1,014,900 Land $840,100 Building $174,800	$1,014,900 Land $840,100 Building $174,800
2025	$3,018.00
2024		$969,700 (-0.72%) Land $732,400 Building $237,300	$969,700 (-0.72%) Land $732,400 Building $237,300
2023	$3,068.00 (+12.38%)	$976,700 Land $710,800 Building $265,900	$976,700 Land $710,800 Building $265,900
2022	$2,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 94-453 Hiapaiole Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 94-453 Hiapaiole Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAIPAHU-EWA-WAIANAE serves 217,479 people · EPA ID HI0000335
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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