Somerset County and Somerville Borough property record for 94 2nd St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 1,352 sqft · built 1930 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,392 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00059-0000-00013 |
| Primary APN | 18-00059-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,352 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 135 ft deep x 40 ft wide |
| Street Address | 94 2ND ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-2928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 59 |
| Legal Lot Number | 13 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 50400 |
94 2nd St is owned by a company that acquired it in August 2026.
Source: Somerset County and Somerville Borough records, as of August 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1053 SCALES RD, 4211, SUWANEE, GA 30024-1825 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| Nov 3, 2025 | Deed of Trust, Mortgage POINT DIGITAL FINANCE INC |
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 2, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 12, 2026 |
| Transfer Doc | 0000022990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 12, 2026 |
| Property Address | 94 2ND ST, SOMERVILLE, NJ 08876-2928 |
| Document Number | 0000022990 |
| Book / Page | 7697 / 1802 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202622990 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | RES TITLE, RES-TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000022991, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 202622991 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 94 2ND ST, SOMERVILLE, NJ 08876-2928 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1035 SCALES RD 4211, 4211, SUWANEE, GA 30024-2518 |
| Document Number | 0000030786 |
|---|---|
| Date | Nov 3, 2025 |
| Book Page | 7648/113 |
| Instrument | 2025030786 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 94 2ND ST, SOMERVILLE, NJ 08876-2928 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033582 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 7347/2478 |
| Instrument | 2021033582 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Nov 2, 2020 |
| Property Address | 94 2ND ST, SOMERVILLE, NJ 08876-2928 |
| Document Number | 0000056744 |
| Book / Page | 007272 / 002958 |
| Instrument Date | Nov 2, 2020 |
| Instrument | 56744 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3816C E SCOTT ST JOINT BASE MDL NJ 086411659, JOINT BASE MDL, NJ 08641-1659 |
The 2025 property tax bill for 94 2nd St was $6,392, up 3.2% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,700 (-) Land $59,300 Building $97,400 | $156,700 (-) Land $59,300 Building $97,400 | |
| 2025 | $6,392.00 (+3.2%) | $156,700 Land $59,300 Building $97,400 | $156,700 Land $59,300 Building $97,400 |
| 2024 | $6,194.00 | ||
| 2023 | $156,700 Land $59,300 Building $97,400 | $156,700 Land $59,300 Building $97,400 | |
| 2022 | $5,893.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 94 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 82 (1978–2024) |
| Claims Outside the SFHA | 4 of 82 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 94 2nd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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