St. Clair County property record for 9397 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,614 sqft |
| Lot Size | 0.452 acres (19,689 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Aug 2007) |
| Tax Bill | $1,583 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-469-0026-000 |
| Primary APN | 74-14-469-0026-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,614 sqft Living Area |
| 1st Floor Area | 1,614 sqft |
| Basement Area | 976 sqft |
| Lot Area | 19,689 sqft (0.452 acres) |
|---|---|
| Lot Dimensions | 157 ft deep x 200 ft wide |
| Heating System | Hot Water |
|---|
| Street Address | 9397 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | THAT PART LOT 754, BEG S 87D 28M W 150.78' & S 3D 18M W 152' FROM ITS NE COR, TH S 3D 18M W 192.4', TH NW ALG STONE RD 200', |
| Legal Subdivision | SUPERVISOR ROY T GILBERTS PLAT #8 |
| Legal Lot Number | 754 |
| Legal Unit | 754 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9397 STONE RD, CLAY, MI 48001-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Dec 4, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2007 · Amount on Record |
| Deed Sale | Aug 29, 2007 · Amount on Record |
| Deed Document Number | 200724295 |
| Deed Book / Page | 3759 / 712 |
| Last Transfer Date | Dec 4, 2018 |
| Transfer Doc | 0005013521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9397 STONE RD, CLAY, MI 48001-4438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9397 STONE RD, CLAY, MI 48001-4438 |
| Document Number | 0052970242 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 5297/242 |
| Instrument | 2021000226 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 4, 2018 |
| Property Address | 9397 STONE RD, CLAY, MI 48001-4438 |
| Document Number | 0050130521 |
| Book / Page | 005013 / 000521 |
| Instrument Date | Dec 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9397 STONE RD CLAY MI 480014438, CLAY, MI 48001-4438 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,400 (+7.82%) | $206,800 (+7.82%) | |
| 2025 | $1,583.00 (+2.13%) Homeowner's exemption | $95,900 (+18.25%) | |
| 2024 | $1,550.00 (+8.01%) | $191,800 (+18.25%) | |
| 2023 | $81,100 | ||
| 2022 | $1,435.00 | $162,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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