Howard County property record for 9397 Rock Ripple Ln, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,000 sqft · built 2014 |
| Lot Size | 0.047 acres (2,036 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,361 (Jan 2014) |
| Tax Bill | $6,527 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-593353 |
| Primary APN | 06-593353 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,000 sqft Total Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,036 sqft (0.047 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 593353 |
|---|---|
| Street Address | 9397 ROCK RIPPLE LN |
| City | LAUREL |
| State | MD |
| Zip | 20723-6017 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RSA8 |
| Legal Description | LOT 58, 2,036 SQ' 9397 ROCK RIPPLE LN RIVERWALK |
| Legal Subdivision | RIVERWALK |
| Legal Lot Number | 58 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 606905 |
9397 Rock Ripple Ln, a townhouse, is owned and occupied by an individual who bought it in January 2014.
Source: Howard County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9397 ROCK RIPPLE LN, LAUREL, MD 20723-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2014 · Amount on File |
| Deed Sale | Jan 31, 2014 · Amount on File |
| Deed Book / Page | 15449 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9397 ROCK RIPPLE LN, LAUREL, MD 20723-6017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | RGS TITLE LLC MATS |
| Name | Verified Name |
|---|---|
| Address | 9397 ROCK RIPPLE LN, LAUREL, MD 20723-6017 |
| Document Number | 0198980263 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 19898/263 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9397 ROCK RIPPLE LN, LAUREL, MD 20723-6017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0211370010 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 21137/10 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Max Rate | 7.75% |
The 2026 property tax bill for 9397 Rock Ripple Ln was $6,527 with a homeowner's exemption, down 0.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,527.00 (-0.78%) Homeowner's exemption | $505,567 (+4.93%) | $553,100 (+14.8%) Land $230,000 Building $323,100 |
| 2025 | $6,578.00 Homeowner's exemption | $481,800 Land $170,000 Building $311,800 | $481,800 Land $170,000 Building $311,800 |
| 2023 | $420,267 | $481,800 Land $170,000 Building $311,800 | |
| 2022 | $4,385.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9397 Rock Ripple Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9397 Rock Ripple Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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