9392 Sanibel Loop, Daphne, AL 36526 Property Records

Baldwin County property record for 9392 Sanibel Loop, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,241 sqft · built 2008
Lot Size	0.37 acres (16,113 sqft)
Owner	2 Individual Names on File
Last Sale	$416,875 (Oct 2026)
Tax Bill	$1,228 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-05-22-0-000-014.224`

Property Details

APN / Parcel Number

Primary APN	`43-05-22-0-000-014.224`
Alternative APNs	`283279` `303521` `538603`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,241 sqft Heated Area
1st Floor Area	1,303 sqft
Upper Floors Area	938 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,113 sqft (0.37 acres)
Lot Dimensions	153 ft deep x 104 ft wide
Pool Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	538603
Street Address	9392 SANIBEL LOOP
City	DAPHNE
State	AL
Zip	36526-6456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 CHELCEY PLACE SUB UNIT TWO SLIDE 2283-C & D
Legal Subdivision	CHELCEY PLACE
Legal Block	UN-2
Legal Lot Number	63
Legal Unit	2
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	1
Census Block	1010
Census Tract	10709

Owner

9392 Sanibel Loop is owned and occupied by two individuals who bought it in October 2026.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9392 SANIBEL LOOP, DAPHNE, AL 36526-6456
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 10, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 21, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC
May 16, 2017	Warranty Deed, Transfer · VA Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Nov 21, 2023 · Amount on File
Deed Document Number	20262281342
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 2, 2026
Property Address	9392 SANIBEL LOOP, DAPHNE, AL 36526-6456
Document Number	0002281342
Instrument Date	Sep 30, 2026
Instrument	20262281342
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,104.88
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9392 SANIBEL LOOP, DAPHNE, AL 36526-6456

Mortgage

Document Number	0002281343,
Date	Oct 2, 2026
Instrument	20262281343

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	9392 SANIBEL LOOP, DAPHNE, AL 36526-6456
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9392 SANIBEL LOOP, DAPHNE, AL 36526-6456

Mortgage

Document Number	0002042253
Date	Jan 10, 2023
Instrument	2042253

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2052

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 21, 2023
Property Address	9392 SANIBEL LOOP, DAPHNE, AL 36526-6456
Document Number	0002096522
Map Reference	SL 2283-C&2283-D
Instrument Date	Nov 11, 2023
Instrument	2096522
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28003 ALABMA #181181, 181181, DAPHNE, AL 36526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13324 CATHEDRAL LN, SILVERHILL, AL 36576-3143

Mortgage

Document Number	0002096523
Date	Nov 21, 2023
Instrument	2096523

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 16, 2017
Property Address	9392 SANIBEL LOOP, DAPHNE, AL 36526-6456
Document Number	0001633555
Instrument Date	May 4, 2017
Instrument	1633555
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9392 SANIBEL LOOP DAPHNE AL 365266456, DAPHNE, AL 36526-6456

Mortgage

Document Number	1633556
Date	May 16, 2017
Instrument	1633556

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GULF SHORES, AL 36542

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 9392 Sanibel Loop was $1,228 with a homeowner's exemption, down 3.2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,228.00 (-3.15%) Homeowner's exemption
2025	$1,268.00	$42,360 Land $4,860 Building $37,500	$423,300 Land $48,500 Building $374,800
2023	$2,345.00 (+29.34%)	$75,660 (+16.8%)	$378,300 (+16.8%) Land $48,000 Building $330,300
2022	$1,813.00 (+8.37%)	$64,780	$323,900 Land $40,700 Building $283,200
2021	$1,673.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9392 Sanibel Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9392 Sanibel Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELFOREST WATER SYSTEM serves 17,268 people · EPA ID AL0000025
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: REV.

Nearby Properties on Sanibel Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures