9391 Michelle Ct, Spring Valley, CA 91977 Property Records

San Diego County property record for 9391 Michelle Ct, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,312 sqft · built 1998
Lot Size0.363 acres (15,821 sqft)
Owner2 Individual Names on File
Last Sale$599,000 (May 2017)
Tax Bill$8,862 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN504-390-42-00

Property Details

APN / Parcel Number

Primary APN504-390-42-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,312 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area15,821 sqft (0.363 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address9391 MICHELLE CT
CitySPRING VALLEY
StateCA
Zip91977-2881
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 61 TR 013322
Legal SubdivisionSPRING VALLEY 5049
Legal Tract013322
Legal Block1
Legal Lot Number61
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1007
Census Tract13702

Owner

9391 Michelle Ct is owned and occupied by two individuals who bought it in May 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address9391 MICHELLE CT, SPRING VALLEY, CA 91977-2881
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 17, 2018Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
May 1, 2017Grant Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2017 · Amount on File
Deed SaleMay 1, 2017 · Amount on File
Prior SaleMar 31, 1998 · Amount on File
Deed Document Number2017193916
Prior Transfer DateFeb 22, 2007
Prior Transfer Doc0000144254
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9391 MICHELLE CT, SPRING VALLEY, CA 91977-2881
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address9391 MICHELLE CT, SPRING VALLEY, CA 91977-2881

Mortgage

Document Number0000767293
DateDec 1, 2020
Instrument2020-0767293
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address9391 MICHELLE CT, SPRING VALLEY, CA 91977-2881
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000431674
DateOct 17, 2018
Instrument2018-0431674
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 25, 2033

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 1, 2017
Property Address9391 MICHELLE CT, SPRING VALLEY, CA 91977-2881
Document Number0000193916
Map ReferenceMAP13322
Instrument DateApr 21, 2017
Instrument2017-0193916
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9391 MICHELLE CT, SPRING VALLEY, CA 91977-2881
Mail Care OfLARRY WERNOW

Mortgage

Document Number0000193917
DateMay 1, 2017
Instrument2017-0193917
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9391 Michelle Ct was $8,862 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$709,086 (+2%) Land $220,551 Building $488,535
2025$8,862.00 Homeowner's exemption$695,183 Land $216,227 Building $478,956
2023$10,468.00 (+1.37%) Homeowner's exemption$668,190 Land $207,832 Building $460,358
2022$10,327.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9391 Michelle Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 units insured
incl. 19 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9391 Michelle Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile.

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Nearby Streets

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