Hamilton County property record for 939 Winsray Ct, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,036 sqft · built 1946 |
| Lot Size | 0.159 acres (6,926 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,900 (Jul 2026) |
| Tax Bill | $5,633 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0212-0022-00 |
| Primary APN | 590-0212-0022-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,036 sqft Living Area |
| Gross Area | 2,638 sqft |
| 1st Floor Area | 942 sqft |
| 2nd Floor Area | 754 sqft |
| Upper Floors Area | 754 sqft |
| Basement Area | 942 sqft |
| Finished Basement | 340 sqft |
| Unfinished Basement | 602 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 6,926 sqft (0.159 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 939 WINSRAY CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-1649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | WINSRAY CT 50 X 140 LOT 102 GREENFIELD VILLAGE 2ND |
| Legal Subdivision | GREENFIELD VILLAGE 2ND |
| Legal Lot Number | 102 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 22200 |
Source: Hamilton County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 939 WINSRAY CT, CINCINNATI, OH 45224-1649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage GO BLUE INC |
| Mar 9, 2022 | Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE |
| Oct 18, 2021 | Warranty Deed, Transfer · Commercial Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2026 · Amount on Record |
| Deed Sale | Jul 15, 2026 · Amount on Record |
| Prior Sale | Mar 9, 2022 · Amount on Record |
| Deed Document Number | 202657152 |
| Deed Book / Page | 15707 / 2315 |
| Prior Transfer Date | Oct 22, 1993 |
| Prior Transfer Doc | 0000191386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 15, 2026 |
| Property Address | 939 WINSRAY CT, CINCINNATI, OH 45224-1649 |
| Document Number | 0000057152 |
| Book / Page | 15707 / 2315 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202657152 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | TITLE AGENCY, RED LETTER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,519.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000057153, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 202657153 |
| Name | GO BLUE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 9, 2022 |
| Property Address | 939 WINSRAY CT, CINCINNATI, OH 45224-1649 |
| Document Number | 0000025428 |
| Book / Page | 14620 / 1836 |
| Map Reference | MB 48 PG 34&35 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022-0025428 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $705.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 939 WINSRAY CT, CINCINNATI, OH 45224-1649 |
| Document Number | 0000025429 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 2022-0025429 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 18, 2021 |
| Property Address | 939 WINSRAY CT, CINCINNATI, OH 45224-1649 |
| Document Number | 0000126003 |
| Book / Page | 14525 / 1080 |
| Map Reference | MB 48 PG 34&35 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021-0126003 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000126004 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-0126004 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Finneytown Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,633.00 (+2.36%) | $80,742 (-) Land $7,903 Building $72,839 | $230,690 (-) Land $22,580 Building $208,110 |
| 2024 | $5,503.00 (+1.72%) | $80,742 (-) Land $7,903 Building $72,839 | |
| 2023 | $5,410.00 (-20.16%) | $80,742 (-1.83%) Land $7,903 Building $72,839 | $230,690 (-1.83%) Land $22,580 Building $208,110 |
| 2022 | $6,776.00 Homeowner's exemption | $82,251 Land $7,459 Building $74,792 | |
| 2020 | $235,000 Land $21,310 Building $213,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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