939 Vinta Mill Rd, Prospect, TN 38477 Property Records

Giles County property record for 939 Vinta Mill Rd, Prospect, TN 38477

Property Summary

Property Type	Rural Home
Details	2 ba · 1,764 sqft · built 1970
Lot Size	32.1 acres (1,399,583 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Mar 2019)
Tax Bill	$1,523 (2025)
Deeds & Mortgages	Jun 2026 Transfer Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`028157 01600`

Property Details

APN / Parcel Number

Primary APN	`028157 01600`
Alternative APN	`157 01600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,399,583 sqft (32.1 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	54 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	939 VINTA MILL RD
City	PROSPECT
State	TN
Zip	38477-6601
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 09 CHEATHAM ALSO OWNS 16.02 LIFE EST TO UTSINGER, COUNTY AREA: R01
Jurisdiction	GILES TN
Township / Civil Division	1
Census Block Group	1
Census Block	1100
Census Tract	920800

Owner

Source: Giles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	939 VINTA MILL RD, PROSPECT, TN 38477-6601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Quit Claim Deed, Transfer CENTENNIAL TITLE
Apr 30, 2018	Deed of Trust, Mortgage FNB BANK
Mar 19, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Mar 28, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2019 · Amount on Record
Deed Sale	Mar 19, 2019 · Amount on Record
Prior Sale	Oct 16, 2006
Deed Document Number	2019120944
Deed Book / Page	380 / 28
Last Transfer Date	Jun 10, 2026
Transfer Doc	0000158752
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILES TN
Recording Date	Jun 11, 2026
Property Address	939 VINTA MILL RD, PROSPECT, TN 38477-6601
Document Number	0000158752
Book / Page	418 / 153
Instrument Date	Jun 10, 2026
Instrument	2026158752
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CENTENNIAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 VINTA MILL RD, PROSPECT, TN 38477-6601

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILES TN
Property Address	939 VINTA MILL RD, PROSPECT, TN 38477-6601
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116542
Date	Apr 30, 2018
Book Page	DT566/616
Instrument	18116542

Lender

Name	FNB BANK
Type	Bank
Address	SCOTTSBORO, AL 35768

Agreement

Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Mar 19, 2019
Property Address	939 VINTA MILL RD, PROSPECT, TN 38477-6601
Document Number	0000120944
Book / Page	000380 / 000028
Instrument Date	Mar 18, 2019
Instrument	120944
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	METROPOLITAN ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	939 VINTA MILL RD PROSPECT TN 384776601, PROSPECT, TN 38477-6601

Mortgage

Document Number	120945
Date	Mar 19, 2019
Book Page	000578/000745
Instrument	120945

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GILES TN
Recording Date	Mar 28, 2018
Property Address	939 VINTA MILL RD, PROSPECT, TN 38477-6601
Document Number	0000116090
Book / Page	000375 / 000357
Instrument Date	Mar 28, 2018
Instrument	116090
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$684.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	152 PIERSON LN PROSPECT TN 384776250, PROSPECT, TN 38477-6250

Tax Assessment & Valuation

Source: Giles County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,523.00 (+16.08%) Additional exemption filed	$66,050 (-) Land $13,025 Building $53,025
2024	$1,312.00 Additional exemption filed	$66,050 (-) Land $13,025 Building $53,025
2023	$1,312.00 (-0.98%) Additional exemption filed	$66,050 (-1.01%) Land $13,025 Building $53,025
2022	$1,325.00	$66,725 Land $13,700 Building $53,025	$347,900 Land $135,800 Building $212,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH GILES UTILITY DISTRICT serves 6,985 people · EPA ID TN0000649
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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