939 Sebago Rd, Naples, ME 04055 Property Records

Cumberland County and Naples Town property record for 939 Sebago Rd, Naples, ME 04055

Property Summary

Property Type	Single Family Home
Details	1,380 sqft
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Jul 2019 Refinance Jul 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAPL M:R06 L:0005 S:0005`

Property Details

APN / Parcel Number

Primary APN	`NAPL M:R06 L:0005 S:0005`
Alternative APN	`431`

Interior

Stories	1 Story
Building Area	1,380 sqft Living Area

Exterior

Lot Area	66,647 sqft (1.53 acres)

Location & Zoning

Account Number	431
Street Address	939 SEBAGO RD
City	NAPLES
State	ME
Zip	04055-3517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Subdivision	RIDGEVIEW ACRES
Legal Lot Number	5
Jurisdiction	NAPLES ME
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1025
Census Tract	14002

Owner

939 Sebago Rd is owned and occupied by two individuals.

Source: Cumberland County and Naples Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	939 SEBAGO RD, NAPLES, ME 04055-3517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
Jul 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	939 SEBAGO RD, NAPLES, ME 04055-3517
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0358070074
Date	Jul 17, 2019
Book Page	35807/74
Instrument	32154

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	939 SEBAGO RD, NAPLES, ME 04055-3517
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0357660322
Date	Jul 2, 2019
Book Page	35766/322
Instrument	29044

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2029

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPLES ME
Property Address	939 SEBAGO RD, NAPLES, ME 04055-3517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374150049
Date	Nov 10, 2020
Book Page	37415/49
Instrument	72866

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 939 Sebago Rd was $2,652.

Source: Cumberland County and Naples Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Naples Town
Unified School District	School Administrative District 61 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,652.00	$279,118 Land $59,484 Building $219,634
2023	$2,554.00 (+10.9%)	$279,118 (-) Land $59,484 Building $219,634
2022	$2,303.00	$279,118 Land $59,484 Building $219,634

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 939 Sebago Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 939 Sebago Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sebago Fiber & WiFi Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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