939 Saddlebrook Ln, Fort Collins, CO 80525 Property Records

Larimer County property record for 939 Saddlebrook Ln, Fort Collins, CO 80525

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,584 sqft · built 2003
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Jul 2020)
Tax Bill$3,499 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2020 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN96134-27-301

Property Details

APN / Parcel Number

Primary APN96134-27-301
Alternative APN
  • R1606988

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,584 sqft Living Area
Basement Area1,068 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1606988
Old Parcel Number9613427301
Street Address939 SADDLEBROOK LN
CityFORT COLLINS
StateCO
Zip80525-6966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 301, PROVINCETOWNE SUBDIVISION FILING NO 2, FTC (2001042002)
Legal Range69
Legal Township06
Legal Section13
Legal QuarterSE
Legal SubdivisionPROVINCETOWNE SUBDIVISION FILING NO 2 PU
Legal Lot Number301
JurisdictionLARIMER CO
Township / Civil DivisionLOVELAND
Census Block Group1
Census Block1024
Census Tract1708

Owner

939 Saddlebrook Ln is owned and occupied by two individuals who bought it in July 2020.

Source: Larimer County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Mailing Address939 SADDLEBROOK LN, FORT COLLINS, CO 80525-6966
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE CITIZENS STATE BANK
Jul 2, 2020Warranty Deed, Transfer · Construction Mortgage
BANK VI
Sep 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2020 · Amount on File
Deed SaleJul 2, 2020 · Amount on File
Prior SaleMay 12, 2015
Deed Document Number20200048271
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address939 SADDLEBROOK LN, FORT COLLINS, CO 80525-6966
Transaction TypeMortgage
Record UpdatedOct 12, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address939 SADDLEBROOK LN, FORT COLLINS, CO 80525-6966

Mortgage

Document Number0000097520
DateOct 21, 2021
Instrument20210097520
Lender
NameTHE CITIZENS STATE BANK
TypeBank
AddressSALINA, KS 67401
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLARIMER CO
Recording DateJul 2, 2020
Property Address939 SADDLEBROOK LN, FORT COLLINS, CO 80525-6966
Document Number0000048271
Instrument DateJun 30, 2020
Instrument48271
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$44.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address939 SADDLEBROOK LN FORT COLLINS CO 805256966, FORT COLLINS, CO 80525-6966

Mortgage

Document Number48272
DateJul 2, 2020
Instrument48272
Lender
NameBANK VI
TypeBank
AddressSALINA, KS 67402-0077
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJul 1, 2021

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLARIMER CO
Property Address939 SADDLEBROOK LN, FORT COLLINS, CO 80525-6966
Document Number0000056391
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address939 SADDLEBROOK LN FORT COLLINS CO 805256966, FORT COLLINS, CO 80525-6966

Mortgage

Document Number0000056391
DateSep 18, 2019
Instrument56391
Lender
NameCITADEL SVCNG CORP
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 17, 2049
Interest
Rate TypeAdjustable Rate
Rate6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 939 Saddlebrook Ln was $3,499.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyLarimer County
MunicipalityFort Collins City
Unified School DistrictThompson School District R-2J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,499.00$38,444 Land $3,438 Building $35,006$615,100 Land $55,000 Building $560,100
2023$3,262.00 (+23.98%)$43,262 (+39.94%) Land $3,685 Building $39,577$645,700 (+45.17%) Land $55,000 Building $590,700
2022$2,631.00$30,914 Land $3,823 Building $27,091$444,800 Land $55,000 Building $389,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 939 Saddlebrook Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 939 Saddlebrook Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFT COLLINS LOVELAND WD
serves 63,532 people · EPA ID CO0135292
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fort Collins Connexion
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Vistabeam
Fixed Wireless
500 / 80
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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