939 S Eshman Ave, West Point, MS 39773 Property Records

Clay County property record for 939 S Eshman Ave, West Point, MS 39773

Property Summary

Property Type	Commercial
Details	1,500 sqft · built 1991
Lot Size	0.475 acres (20,705 sqft)
Owner	Company Name on Record
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083C114A 0030000`

Property Details

APN / Parcel Number

Primary APN	`083C114A 0030000`

Interior

Building Area	1,500 sqft Finished Area
1st Floor Area	1,500 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	20,705 sqft
Total Buildings	3 Buildings

Location & Zoning

Street Address	939 S ESHMAN AVE
City	WEST POINT
State	MS
Zip	39773
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PT LOTS 1 & 2 BLK 44 DB 309/492 321/9
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Block	44
Legal Lot Number	1-2
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	4
Census Block	4005
Census Tract	950400

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	441 COMMERCE ST, WEST POINT, MS 39773-2924
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE
Jul 5, 2023	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	939 S ESHMAN AVE, WEST POINT, MS 39773
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000537/740
Date	Sep 28, 2021
Book Page	537/740
Instrument	2021005616

Lender

Name	BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 22, 2026

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	939 S ESHMAN AVE, WEST POINT, MS 39773
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000555/123
Date	Jul 5, 2023
Book Page	555/123
Instrument	2023003582

Lender

Name	BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 21, 2024

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,177.00 (-58.48%)	$20,634 (-) Land $8,560 Building $12,074	$137,554 (-) Land $57,064 Building $80,490
2024		$20,634 (+8.93%) Land $8,560 Building $12,074	$137,554 (+8.93%) Land $57,064 Building $80,490
2023	$2,835.00 (+1.11%)	$18,942 Land $8,560 Building $10,382	$126,280 Land $57,064 Building $69,216
2022	$2,804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	15 (1979–2019)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Xfinity Cable	1,200 / 35
4-County Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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