939 Ridgeway Ave, Munster, IN 46321 Property Records

Lake County property record for 939 Ridgeway Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,380 sqft · built 1989
Lot Size	0.266 acres (11,613 sqft)
Owner	Individual Name on Record
Tax Bill	$6,546 (2024)
Deeds & Mortgages	Nov 2017 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-18-28-0524-0001`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0524-0001`
Alternative APNs	`45-07-19-104-017.000-027` `182805240001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,380 sqft Living Area
Attic Area	192 sqft
Basement Area	1,452 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Construction Type	Brick
Roof Material	Asphalt
Lot Area	11,613 sqft (0.266 acres)
Lot Dimensions	147 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0524-0001
Old Parcel Number	182805240001
Street Address	939 RIDGEWAY AVE
City	MUNSTER
State	IN
Zip	46321-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHARD & GAIL NOLAN ADDITION LOT #1
Legal Subdivision	RICHARD & GAIL NOLAN ADD
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4005
Census Tract	40401

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	939 RIDGEWAY AVE, MUNSTER, IN 46321-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage MAINSOURCE BANK
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK OF HEGEWISCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018
Deed Sale	Aug 2, 2018
Prior Sale	Aug 29, 2005
Deed Document Number	2018 048846
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	939 RIDGEWAY AVE, MUNSTER, IN 46321-1712
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080458
Date	Nov 29, 2017
Instrument	2017 080458

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	939 RIDGEWAY AVE, MUNSTER, IN 46321-1712
Transaction Type	Mortgage
Record Updated	Apr 9, 2021
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028344
Date	Mar 30, 2021
Instrument	2021-028344

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank
Address	CHICAGO, IL 60633

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 2, 2018
Property Address	939 RIDGEWAY AVE, MUNSTER, IN 46321-1712
Document Number	0000048846
Map Reference	MB65 PG35
Instrument Date	Jul 27, 2018
Instrument	2018 048846
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 RIDGEWAY AVE, MUNSTER, IN 46321-1712

Mortgage

Document Number	0000048847
Date	Aug 2, 2018
Instrument	2018 048847

Lender

Name	FIRST SAVINGS BANK OF HEGEWISCH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$552,800 (+12.24%) Land $58,000 Building $494,800	$552,800 (+12.24%) Land $58,000 Building $494,800
2024	$6,546.00 (+2.91%)
2023		$492,500 (+4.48%) Land $62,600 Building $429,900	$492,500 (+4.48%) Land $62,600 Building $429,900
2022	$6,361.00 Homeowner's exemption	$471,400 Land $62,600 Building $408,800	$471,400 Land $62,600 Building $408,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	129 (1982–2026)
Claims Outside the SFHA	8 of 129
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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