939 Ridge Rd, Newton, NJ 07860 Property Records

Sussex County and Stillwater Township property record for 939 Ridge Rd, Newton, NJ 07860

Property Summary

Property Type	Single Family Home
Details	1,682 sqft · built 1975
Lot Size	0.438 acres (19,079 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Aug 2011)
Tax Bill	$8,613 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04101-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`20-04101-0000-00008`
Alternative APN	`200410100008`

Interior

Stories	3 Stories
Building Area	1,682 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	19,079 sqft (0.438 acres)
Lot Dimensions	159 ft deep x 120 ft wide
Garage Type	Attached

Location & Zoning

Street Address	939 RIDGE RD
City	NEWTON
State	NJ
Zip	07860-4534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	ADDITIONAL LOTS: 7
Legal Subdivision	PAULINSKILL LAKE
Legal Block	4101
Legal Lot Number	8
Jurisdiction	SUSSEX NJ
Township / Civil Division	STILLWATER
Census Block Group	4
Census Block	4009
Census Tract	373900

Owner

Source: Sussex County and Stillwater Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	939 RIDGE RD, NEWTON, NJ 07860-4534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2011 · Amount on Record
Deed Sale	Aug 23, 2011 · Amount on Record
Deed Document Number	201110154420
Deed Book / Page	3276 / 575
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	939 RIDGE RD, NEWTON, NJ 07860-4534
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 RIDGE RD, NEWTON, NJ 07860-4534
Investor	Possibly a Property Investor

Mortgage

Document Number	0102190962
Date	Dec 9, 2022
Book Page	10219/962
Instrument	20221209010319900

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 8, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	939 RIDGE RD, NEWTON, NJ 07860-4534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098570683
Date	Oct 2, 2020
Book Page	9857/683
Instrument	20201002010207840

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Sussex County and Stillwater Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Stillwater Township
Secondary School District	Kittatinny Regional School District (07 - 12)
Elementary School District	Stillwater Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,400 (-) Land $57,400 Building $171,000	$228,400 (-) Land $57,400 Building $171,000
2025	$8,613.00 (+1.84%)	$228,400 (-) Land $57,400 Building $171,000	$228,400 (-) Land $57,400 Building $171,000
2024	$8,457.00 (+1.44%)	$228,400 (+5.11%) Land $57,400 Building $171,000	$228,400 (+5.11%) Land $57,400 Building $171,000
2023	$8,337.00 (+8.1%)	$217,300 Land $57,400 Building $159,900	$217,300 Land $57,400 Building $159,900
2022	$7,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER WATER DISTRICT 1 serves 1,200 people · EPA ID NJ1920001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2021
Monitoring and Reporting	127 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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