Hillsborough County and Manchester City property record for 939 Ray St, Manchester, NH 03104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,264 sqft · built 1950 |
| Lot Size | 0.338 acres (14,725 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,066 (Aug 2021) |
| Tax Bill | $6,902 (2024) |
| Deeds & Mortgages | Jun 2025 Refinance Jun 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12811008 |
| Primary APN | 12811008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Gross Area | 2,872 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,725 sqft (0.338 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 12811008 |
|---|---|
| Street Address | 939 RAY ST |
| City | MANCHESTER |
| State | NH |
| Zip | 03104-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 13 |
| Jurisdiction | MANCHESTER CITY NH |
| Township / Civil Division | MANCHESTER |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 103 |
Source: Hillsborough County and Manchester City records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 939 RAY ST, MANCHESTER, NH 03104-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Jun 5, 2025 | Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK |
| Aug 13, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Feb 1, 2008 · Amount on Record |
| Deed Document Number | 202155113 |
| Deed Book / Page | 9511 / 374 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CITY NH |
| Property Address | 939 RAY ST, MANCHESTER, NH 03104-1617 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09860-2530 |
|---|---|
| Date | Jun 5, 2025 |
| Book Page | 9860/2530 |
| Instrument | 250018487 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER CITY NH |
| Property Address | 939 RAY ST, MANCHESTER, NH 03104-1617 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09860-2530 |
|---|---|
| Date | Jun 5, 2025 |
| Book Page | 9860/2530 |
| Instrument | 2518487 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANCHESTER CITY NH |
| Recording Date | Aug 13, 2021 |
| Property Address | 939 RAY ST, MANCHESTER, NH 03104-1617 |
| Document Number | 9511-374 |
| Book / Page | 9511 / 374 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 210055113 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 939 RAY ST, MANCHESTER, NH 03104-1617 |
| Document Number | 210055114 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 210055114 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Hillsborough County |
| Municipality | Manchester City |
| Unified School District | Manchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,902.00 (+3.82%) | $352,500 (-) Land $129,200 Building $223,300 | |
| 2023 | $6,648.00 (+3.39%) | $352,500 (-) Land $129,200 Building $223,300 | $571,330 |
| 2022 | $6,430.00 | $352,500 Land $129,200 Building $223,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of New Hampshire |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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