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939 N Central Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 939 N Central Ave, Tracy, CA 95376

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details5,927 sqft · built 1935
Lot Size0.227 acres (9,912 sqft)
OwnerIndividual Name on File
Last Sale$737,000 (Jan 2018)
Tax Bill$12,016 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN235-056-080-000

Property Details

APN / Parcel Number

Primary APN235-056-080-000

Interior

Stories1 Story
Building Area5,927 sqft Total Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1995
Lot Area9,912 sqft (0.227 acres)

Utilities, Heating & Cooling

Heating SystemZoned

Location & Zoning

Street Address939 N CENTRAL AVE
CityTRACY
StateCA
Zip95376-3950
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code44
Legal DescriptionCITY/MUNI/TWP:TRACY SUBD:CITY OF TRACY MAP REF:MB 235 PG 05
Legal SubdivisionCITY OF TRACY
Legal Block58
Legal Lot Number21 22
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2028
Census Tract5406

Owner

Source: San Joaquin County records · APN 235-056-080-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address615 W WATERMAN DR, MOUNTAIN HOUSE, CA 95391-1439
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage · Commercial Mortgage
VELOCITY COMMERICAL CAPITAL LLC
Jan 24, 2018Grant Deed, Transfer
VELOCITY COM'L CAP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 24, 2018 · Amount on Record
Deed SaleJan 24, 2018 · Amount on Record
Prior SaleDec 14, 2005
Deed Document Number2018-008207
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address939 N CENTRAL AVE, TRACY, CA 95376-3950
Transaction TypeMortgage
Record UpdatedDec 31, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 W WATERMAN DR, MOUNTAIN HOUSE, CA 95391-1439

Mortgage

Document Number0000210844
DateDec 17, 2021
Instrument2021-210844
Lender
NameVELOCITY COMMERICAL CAPITAL LLC
TypeNon-Lending Institution
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 24, 2018
Property Address939 N CENTRAL AVE, TRACY, CA 95376-3950
Document Number0000008207
Instrument DateJan 22, 2018
Instrument8207
Transaction TypeTransfer
Record UpdatedFeb 14, 2018
Title CompanyNORTH AMERICAN TITLE CONCORD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$810.70
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3258 LAGO DE COMO PL SAN JOSE CA 951361211, SAN JOSE, CA 95136-1211

Mortgage

Document Number8208
DateJan 24, 2018
Instrument8208
Lender
NameVELOCITY COM'L CAP
TypeFunding / Finance Company
AddressWESTLAKE VILLAGE, CA 91362
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,016.00 (+9.23%)$838,576 (+4.04%) Land $159,294 Building $679,282
2023$11,001.00 (+2.65%)$806,014 Land $153,109 Building $652,905
2022$10,717.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
UnWired Broadband Holding
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Zinnia Networks.

Based on FCC filings for 628 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TRACY
serves 98,215 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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