939 Mountain View Rd, Benton, TN 37307 Property Records

Polk County property record for 939 Mountain View Rd, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1992
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Aug 2021)
Tax Bill	$636 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070027 01202`

Property Details

APN / Parcel Number

Primary APN	`070027 01202`
Alternative APN	`027 01202`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1998
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,700 sqft (0.589 acres)
Lot Dimensions	182 ft deep x 141 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	939 MOUNTAIN VIEW RD
City	BENTON
State	TN
Zip	37307-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: A01
Legal Subdivision	TROY RICHARD SLACK
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2045
Census Tract	950204

Owner

939 Mountain View Rd is owned and occupied by an individual who bought it in August 2021.

Source: Polk County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	939 MOUNTAIN VIEW RD, BENTON, TN 37307-4641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit RIVER VALLEY AGCREDIT ACA
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage BOWATER EMPLOYEES CU
Jun 26, 2017	Loan Modification, Mortgage FIRST VOLUNTEER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2021 · Amount on File
Deed Sale	Aug 27, 2021 · Amount on File
Prior Sale	Feb 10, 2016
Deed Document Number	21002508
Deed Book / Page	WD333 / 216
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	939 MOUNTAIN VIEW RD, BENTON, TN 37307-4641
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD580/137
Date	Aug 18, 2023
Book Page	TD580/137
Instrument	23001961

Lender

Name	RIVER VALLEY AGCREDIT ACA
Type	Bank
Address	ABERDEEN, KY 42201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jul 1, 2033

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Aug 27, 2021
Property Address	939 MOUNTAIN VIEW RD, BENTON, TN 37307-4641
Document Number	0WD333/216
Book / Page	WD333 / 216
Instrument Date	Aug 23, 2021
Instrument	21002508
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	7 TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 MOUNTAIN VIEW RD, BENTON, TN 37307-4641

Mortgage

Document Number	0021002509
Date	Aug 27, 2021
Instrument	21002509

Lender

Name	BOWATER EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK TN
Property Address	939 MOUNTAIN VIEW RD, BENTON, TN 37307-4641
Document Number	0000001421
Book / Page	000489 / 000360
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	945 MOUNTAIN VIEW RD BENTON TN 373074641, BENTON, TN 37307-4641

Mortgage

Document Number	0000001421
Date	Jul 5, 2017
Book Page	000489/000360
Instrument	1421

Lender

Name	FIRST VOLUNTEER BK
Type	Bank
Address	ETOWAH, TN 37331

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 939 Mountain View Rd was $636.

Source: Polk County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$636.00	$37,650 (-) Land $2,600 Building $35,050
2024	$636.00	$37,650 (-) Land $2,600 Building $35,050
2023	$636.00 (+10.61%)	$37,650 (+64.59%) Land $2,600 Building $35,050	$150,600 (+64.59%) Land $10,400 Building $140,200
2022	$575.00	$22,875 Land $2,600 Building $20,275	$91,500 Land $10,400 Building $81,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 939 Mountain View Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 939 Mountain View Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain View Rd

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