939 Locust St, Reading, PA 19604 Property Records

Berks County property record for 939 Locust St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual on Record
Last Sale	$102,000 (Feb 2024)
Tax Bill	$810 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5317-46-15-4556`

Property Details

APN / Parcel Number

Primary APN	`5317-46-15-4556`
Alternative APNs	`13-5317-46-15-4556` `13466300` `466300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	972 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13466300
Street Address	939 LOCUST ST
City	READING
State	PA
Zip	19604-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	720 CARSONIA AVE, READING, PA 19606-1216
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2024 · Amount on Record
Deed Sale	Feb 22, 2024 · Amount on Record
Prior Sale	Jan 12, 2001 · Amount on Record
Deed Document Number	20245102
Record Updated	Sep 20, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Feb 22, 2024
Property Address	939 LOCUST ST, READING, PA 19604-2326
Document Number	0000005102
Instrument Date	Feb 22, 2024
Instrument	2024005102
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	ABSTRACTING CO OF BERKS CNTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CARSONIA AVE, READING, PA 19606-1216

Mortgage

Document Number	0000005103
Date	Feb 22, 2024
Instrument	2024005103

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000005104
Date	Feb 22, 2024
Instrument	2024005104

Lender

Name	NEIGHBORHOOD ASSISTANCE CORP OF AMERICA
Type	Mortgage Company
Address	READING, PA 19601

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$810.00 (+6.72%)	$28,700 (-) Land $11,300 Building $17,400	$11,300 (-60.63%) Land $11,300
2024	$759.00 (-39.47%)	$28,700 (-) Land $11,300 Building $17,400
2023	$1,254.00	$28,700 Land $11,300 Building $17,400
1994			$28,700 Land $11,300 Building $17,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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