939 Laguna Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 939 Laguna Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1955
Lot Size	0.152 acres (6,600 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Sep 2014)
Tax Bill	$6,207 (2025)
Deeds & Mortgages	Nov 2022 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-420-07-00`

Property Details

APN / Parcel Number

Primary APN	`492-420-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,242 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	939 LAGUNA AVE
City	EL CAJON
State	CA
Zip	92020-7205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 7 TR 003059
Legal Subdivision	RANDY VILLAS
Legal Tract	003059
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	15302

Owner

939 Laguna Ave is owned by a company that acquired it in November 2022 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	939 LAGUNA AVE, EL CAJON, CA 92020-7205
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Intrafamily Transfer, Transfer
Sep 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Sep 8, 2020	Quit Claim Deed, Transfer UNISOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2014 · Amount on File
Deed Sale	Sep 17, 2014 · Amount on File
Deed Document Number	2014401717
Last Transfer Date	Nov 9, 2022
Transfer Doc	0000445595
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2022
Property Address	939 LAGUNA AVE, EL CAJON, CA 92020-7205
Document Number	0000445595
Map Reference	MAP 3059
Instrument Date	Nov 9, 2022
Instrument	2022-0445595
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	939 LAGUNA AVE, EL CAJON, CA 92020-7205

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2020
Property Address	939 LAGUNA AVE, EL CAJON, CA 92020-7205
Document Number	0000518731
Map Reference	MAP 3059
Instrument Date	Aug 6, 2020
Instrument	2020-0518731
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	939 LAGUNA AVE, EL CAJON, CA 92020-7205

Mortgage

Document Number	0000518732
Date	Sep 8, 2020
Instrument	2020-0518732

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 8, 2020
Property Address	939 LAGUNA AVE, EL CAJON, CA 92020-7205
Document Number	0000518733
Instrument Date	Aug 6, 2020
Instrument	518733
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	939 LAGUNA AVE EL CAJON CA 920207205, EL CAJON, CA 92020-7205

Tax Assessment & Valuation

The 2025 property tax bill for 939 Laguna Ave was $6,207 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,342 (+2%) Land $189,766 Building $300,576
2025	$6,207.00 Homeowner's exemption	$480,729 Land $186,046 Building $294,683
2023	$5,917.00 (+0.29%) Homeowner's exemption	$462,064 Land $178,823 Building $283,241
2022	$5,900.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 939 Laguna Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 939 Laguna Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

Nearby Properties on Laguna Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures