Greene County and Cairo Town property record for 939 Joseph Chadderdon Rd, Acra, NY 12405
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,804 sqft · built 1850 |
| Lot Size | 14.1 acres (617,681 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Sep 2026) |
| Tax Bill | $7,933 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 917-2731513 |
| Primary APN | 917-2731513 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,804 sqft Living Area |
| 1st Floor Area | 2,204 sqft |
| Upper Floors Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 617,681 sqft (14.1 acres) |
| Porch | Slab |
| Porch Area | 378 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 917-2731513 |
|---|---|
| Street Address | 939 JOSEPH CHADDERDON RD |
| City | ACRA |
| State | NY |
| Zip | 12405-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 34.200 |
| Jurisdiction | GREENE NY |
| Township / Civil Division | CAIRO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 80502 |
939 Joseph Chadderdon Rd, a rural home, is owned and occupied by two individuals who bought it in September 2026.
Source: Greene County and Cairo Town records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 939 JOSEPH CHADDERDON RD, ACRA, NY 12405-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on File |
| Deed Sale | Sep 18, 2026 · Amount on File |
| Prior Sale | Jun 10, 2005 · Amount on File |
| Deed Document Number | 20261957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GREENE NY |
| Recording Date | Sep 18, 2026 |
| Property Address | 939 JOSEPH CHADDERDON RD, ACRA, NY 12405-1327 |
| Document Number | 0000001957 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 20261957 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 939 JOSEPH CHADDERDON RD, ACRA, NY 12405-1327 |
| Date | Sep 18, 2026 |
|---|
| Name | M & T BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 939 Joseph Chadderdon Rd was $7,933, up 4.3% from the year before.
Source: Greene County and Cairo Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Greene County |
| County Subdivision | Cairo Town |
| Unified School District | Cairo-Durham Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,933.00 (+4.29%) | $183,676 (-) Land $34,100 Building $149,576 | $524,800 (+9.15%) Land $97,431 Building $427,369 |
| 2024 | $7,607.00 | $183,676 (-) Land $34,100 Building $149,576 | $480,827 (+6.54%) Land $89,267 Building $391,560 |
| 2023 | $183,676 Land $34,100 Building $149,576 | $451,292 Land $83,784 Building $367,508 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 939 Joseph Chadderdon Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2010–2011) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 939 Joseph Chadderdon Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Fiber · Cable | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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