939 Glouster Cir, Hampstead, MD 21074 Property Records

Carroll County property record for 939 Glouster Cir, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,624 sqft · built 2001
Lot Size	0.196 acres (8,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$466,000 (Feb 2026)
Tax Bill	$4,989 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-062102`

Property Details

APN / Parcel Number

Primary APN	`08-062102`
Alternative APNs	`8062102` `062102`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,624 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,542 sqft (0.196 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	062102
Street Address	939 GLOUSTER CIR
City	HAMPSTEAD
State	MD
Zip	21074-1697
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 24 - 8542 SF 939 GLOUSTER CIR 43-15/1 WESTWOOD PARK PH 1 SC 1
Legal Subdivision	WESTWOOD PARK PH 01
Legal Phase	1
Legal Lot Number	24
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	3
Census Block	3013
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	939 GLOUSTER CIR, HAMPSTEAD, MD 21074-1697
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 29, 2022	Deed, Transfer · FHA Mortgage SANDY SPRING BANK
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Nov 29, 2022 · Amount on Record
Deed Book / Page	11687 / 142
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 17, 2026
Property Address	939 GLOUSTER CIR, HAMPSTEAD, MD 21074-1697
Document Number	0116870142
Book / Page	11687 / 142
Map Reference	MB 43 FO 15
Instrument Date	Jul 19, 2025
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SUN TITLE AND ESCROW LLC, UNICO TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	939 GLOUSTER CIR, HAMPSTEAD, MD 21074-1697

Mortgage

Document Number	0011687151
Date	Feb 17, 2026
Instrument	11687/151

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Aug 1, 2055

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 29, 2022
Property Address	939 GLOUSTER CIR, HAMPSTEAD, MD 21074-1697
Document Number	0109380006
Book / Page	10938 / 6
Map Reference	MB 43 FO 15
Instrument Date	Nov 15, 2022
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,974.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	939 GLOUSTER CIR, HAMPSTEAD, MD 21074-1697

Mortgage

Document Number	0109380012
Date	Nov 29, 2022
Instrument	10938-0012

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	939 GLOUSTER CIR, HAMPSTEAD, MD 21074-1697
Document Number	0092920183
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 GLOUSTER CIR HAMPSTEAD MD 210741697, HAMPSTEAD, MD 21074-1697

Mortgage

Document Number	0092920183
Date	May 16, 2019
Book Page	009292/000183

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,989.00 (+6.92%) Homeowner's exemption	$366,667 (+7.02%)	$414,800 (+21.07%) Land $100,000 Building $314,800
2025	$4,666.00 (+14.67%)	$342,600 (+13.64%) Land $90,000 Building $252,600	$342,600 (-) Land $90,000 Building $252,600
2023	$4,069.00	$301,467	$342,600 Land $90,000 Building $252,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1983–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAMPSTEAD serves 6,600 people · EPA ID MD0060003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone.

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