Stearns County property record for 939 Cypress Rd, Unit 42, Saint Cloud, MN 56303
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 1.5 ba · 1,257 sqft · built 2002 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,900 (Jun 2026) |
| Tax Bill | $2,194 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-52629-0841 |
| Primary APN | 82-52629-0841 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Units | 84 Units |
| Stories | 2 Stories |
| Building Area | 1,257 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 871 sqft (0.02 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 939 CYPRESS RD, 42 |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-1182 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD32 |
| Legal Description | LOT 042 BLK 001 WESTWOOD VILLAGE TOWNHOMES SECTION 07 TOWNSHIP 124 RANGE 028 SECTION 07 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 07 |
| Legal Subdivision | WESTWOOD VILLAGE TOWNHOMES |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 1002 |
939 Cypress Rd, Unit 42 is owned and occupied by two individuals who bought it in June 2026.
Source: Stearns County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 939 CYPRESS RD, 42, SAINT CLOUD, MN 56303-1182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK |
| Jul 10, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on File |
| Deed Sale | Jun 23, 2026 · Amount on File |
| Prior Sale | Jul 10, 2018 · Amount on File |
| Deed Document Number | 20261715622 |
| Prior Transfer Date | Dec 16, 2025 |
| Prior Transfer Doc | 0001705296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 23, 2026 |
| Property Address | 939 CYPRESS RD, 42, SAINT CLOUD, MN 56303-1182 |
| Document Number | 0001715622 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20261715622 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | BURNET TITLE LLC, BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61,627.17 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 939 CYPRESS RD, 42, SAINT CLOUD, MN 56303-1182 |
| Document Number | 0001715623, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 20261715623 |
| Name | LIBERTY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 73 Months |
| Due | Jul 1, 2032 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 10, 2018 |
| Property Address | 939 CYPRESS RD UNIT 42, 42, SAINT CLOUD, MN 56303-1182 |
| Document Number | 00A1524421 |
| Instrument Date | Jul 9, 2018 |
| Instrument | A1524421 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 939, SAINT CLOUD, MN 56303 |
The 2026 property tax bill for 939 Cypress Rd, Unit 42 was $2,194 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,194.00 | ||
| 2025 | $175,100 Land $40,000 Building $135,100 | $175,100 Land $40,000 Building $135,100 | |
| 2023 | $1,806.00 | $165,100 Land $15,000 Building $150,100 | $165,100 Land $15,000 Building $150,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 939 Cypress Rd, Unit 42 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 939 Cypress Rd, Unit 42 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon, Xtratyme Technologies.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures