939 Cypress Rd, Unit 4, Saint Cloud, MN 56303 Property Records

Stearns County property record for 939 Cypress Rd, Unit 4, Saint Cloud, MN 56303

Property Summary

Property Type	Townhouse
Details	2 bd · 1 ba · 936 sqft · built 2004
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$169,500 (May 2026)
Tax Bill	$1,816 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-52629-0803`

Property Details

APN / Parcel Number

Primary APN	`82-52629-0803`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Units	84 Units
Stories	1 Story
Building Area	936 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	939 CYPRESS RD, 4
City	SAINT CLOUD
State	MN
Zip	56303-1177
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD32
Legal Description	LOT 004 BLK 001 WESTWOOD VILLAGE TOWNHOMES SECTION 07 TOWNSHIP 124 RANGE 028 SECTION 07 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	07
Legal Subdivision	WESTWOOD VILLAGE TOWNHOMES
Legal Block	1
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3026
Census Tract	1002

Owner

Source: Stearns County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	939 CYPRESS RD, 4, SAINT CLOUD, MN 56303-1177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Deed Document Number	20261713473
Record Updated	Sep 20, 2026

May 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STEARNS MN
Recording Date	May 21, 2026
Property Address	939 CYPRESS RD, 4, SAINT CLOUD, MN 56303-1177
Document Number	0001713473
Instrument Date	May 11, 2026
Instrument	20261713473
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	ANCONA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,494.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 CYPRESS RD, 4, SAINT CLOUD, MN 56303-1177

Mortgage

Document Number	0001713474,
Date	May 21, 2026
Instrument	20261713474

Lender

Name	FLORIDA CAPITAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,816.00 (+11.69%)
2025		$151,700 (-) Land $40,000 Building $111,700	$151,700 (-) Land $40,000 Building $111,700
2023	$1,626.00	$151,700 Land $15,000 Building $136,700	$151,700 Land $15,000 Building $136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

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