939 Crescent Dr, Cresco, IA 52136 Property Records

Howard County property record for 939 Crescent Dr, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,115 sqft · built 1964
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Oct 2024)
Tax Bill	$2,642 (2026)
Deeds & Mortgages	Jan 2020 Refinance Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320150204050000`

Property Details

APN / Parcel Number

Primary APN	`320150204050000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area
Basement Area	1,115 sqft
Finished Basement	475 sqft
Unfinished Basement	640 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,024 sqft (0.299 acres)
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	115 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	939 CRESCENT DR
City	CRESCO
State	IA
Zip	52136-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 IR SURV NE NW
Legal Range	11W
Legal Township	99N
Legal Section	23
Legal Subdivision	CAWARD AND WEBSTERS SUBDIVISION
Legal Lot Number	8
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	3
Census Block	3002
Census Tract	960100

Owner

939 Crescent Dr is owned and occupied by two individuals who bought it in October 2024.

Source: Howard County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	617 2ND ST W, CRESCO, IA 52136-1147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUSB BANK
Oct 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CUSB BANK
Dec 5, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage CUSB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2024 · Amount on File
Deed Sale	Oct 4, 2024 · Amount on File
Prior Sale	Dec 5, 2018 · Amount on File
Deed Document Number	20241394
Deed Book / Page	2024 / 1394
Prior Transfer Date	May 14, 2013
Prior Transfer Doc	02013/0914
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	939 CRESCENT DR, CRESCO, IA 52136-1045
Transaction Type	Mortgage
Record Updated	Feb 18, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/125
Date	Jan 23, 2020
Book Page	2020/125
Instrument	125

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	939 CRESCENT DR, CRESCO, IA 52136-1045
Transaction Type	Mortgage
Record Updated	Nov 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1440
Date	Oct 3, 2019
Book Page	2019/1440
Instrument	1440

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Dec 5, 2018
Property Address	939 CRESCENT DR, CRESCO, IA 52136-1045
Document Number	02018/1823
Book / Page	2018 / 1823
Instrument Date	Nov 21, 2018
Instrument	2018-1823
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 CRESCENT DR, CRESCO, IA 52136-1045

Mortgage

Document Number	02018/1824
Date	Dec 5, 2018
Book Page	2018/1824
Instrument	1824

Lender

Name	CUSB BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 939 Crescent Dr was $2,642 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,642.00	$166,680 (-) Land $18,000 Building $148,680	$166,680 (-) Land $18,000 Building $148,680
2025	$2,642.00 (+3.36%) Homeowner's exemption	$166,680 Land $18,000 Building $148,680	$166,680 Land $18,000 Building $148,680
2024	$2,556.00
2023		$148,950 (+19.17%) Land $18,000 Building $130,950	$148,950 Land $18,000 Building $130,950
2022	$2,490.00 Homeowner's exemption	$124,990 Land $18,000 Building $106,990
2021			$124,990 Land $18,000 Building $106,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 939 Crescent Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 939 Crescent Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon, Windstream.

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