939 Bay Dr, Carrabelle, FL 32322 Property Records

Franklin County property record for 939 Bay Dr, Carrabelle, FL 32322

Property Summary

Property Type	Vacant Land
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Feb 2024)
Tax Bill	$1,074 (2025)
Deeds & Mortgages	Feb 2024 Sale
Flood Zone	Zone VE (high risk)
APN	`06-08S-04W-5264-0000-0020`

Property Details

APN / Parcel Number

Primary APN	`06-08S-04W-5264-0000-0020`

Exterior

Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	176 ft deep x 109 ft wide

Location & Zoning

Street Address	939 BAY DR
City	CARRABELLE
State	FL
Zip	32322
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 4 LOT 2 OR/117/92 DOG ISLAND SUB ORB 0117 PAGE 0022 626/67 626/69 626/642 854/456 863/221 925/772 1010/199 1182/387 1384
Legal Range	04W
Legal Township	08S
Legal Section	06
Legal Subdivision	DOG ISLAND SUB
Legal Lot Number	2
Legal Unit	4
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1028
Census Tract	970101

Owner

939 Bay Dr, vacant land, is owned by an individual who bought it in February 2024.

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3150 ROCKPORT DR, CUMMING, GA 30041-7780
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2024 · Amount on File
Deed Sale	Feb 13, 2024 · Amount on File
Prior Sale	Dec 20, 2016 · Amount on File
Deed Document Number	202419000717
Deed Book / Page	1384 / 693
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Feb 13, 2024
Property Address	939 BAY DR, CARRABELLE, FL 32322
Document Number	0019000717
Book / Page	1384 / 693
Map Reference	MB 3 PG 23&24
Instrument Date	Feb 12, 2024
Instrument	202419000717
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2464 FLAIR KNOLL DR NE, ATLANTA, GA 30345-1358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3150 ROCKPORT DR, CUMMING, GA 30041-7780

Tax Assessment & Valuation

The 2025 property tax bill for 939 Bay Dr was $1,074, up 225.5% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,074.00 (+225.45%)	$80,278 (+234.77%) Land $80,278	$80,278 (+234.77%) Land $80,278
2024	$330.00 (-2.65%)	$23,980 (-) Land $23,980	$23,980 (-) Land $23,980
2023	$339.00 (-1.74%)	$23,980 (-) Land $23,980	$23,980 (-) Land $23,980
2022	$345.00	$23,980 Land $23,980	$23,980 Land $23,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 939 Bay Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	72 units insured incl. 29 condo units
Nearby Flood Claims	7 (2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 7 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P28 “Dog Island”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible for structures built after the Oct 1, 1983 cutoff private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 939 Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Dr

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