939 Bare Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 939 Bare Rd, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	1,380 sqft · built 1961
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Feb 2019)
Tax Bill	$1,402 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12346-055-001`

Property Details

APN / Parcel Number

Primary APN	`12346-055-001`
Alternative APNs	`122994549391` `103916`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,380 sqft Heated Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2015
Architectural Style	Ranch
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Account Number	103916
Old Parcel Number	12346055001
Street Address	939 BARE RD
City	WEST JEFFERSON
State	NC
Zip	28694-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.5 A (TRACT 1) RT 1159
Legal Tract	1
Jurisdiction	ASHE NC
Township / Civil Division	OBIDS
Census Block Group	3
Census Block	3039
Census Tract	970801

Owner

939 Bare Rd is owned and occupied by two individuals who bought it in February 2019.

Source: Ashe County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	939 BARE RD, WEST JEFFERSON, NC 28694-8525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Feb 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2019 · Amount on File
Deed Sale	Feb 26, 2019 · Amount on File
Deed Document Number	2019764
Deed Book / Page	498 / 1255
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	939 BARE RD, WEST JEFFERSON, NC 28694-8525
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 BARE RD, WEST JEFFERSON, NC 28694-8525

Mortgage

Document Number	00581/2458
Date	Feb 19, 2026
Book Page	581/2458
Instrument	681

Lender

Name	LIFESTORE BANK
Type	Bank
Address	PO BOX 26, WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Feb 28, 2051

Interest

Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Feb 26, 2019
Property Address	939 BARE RD, WEST JEFFERSON, NC 28694-8525
Document Number	00498/1255
Book / Page	498 / 1255
Instrument Date	Feb 19, 2019
Instrument	764
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 BARE RD, WEST JEFFERSON, NC 28694-8525

Mortgage

Document Number	00498/1259
Date	Feb 26, 2019
Book Page	498/1259
Instrument	765

Lender

Name	LIFESTORE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 939 Bare Rd was $1,402, down 1.3% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,402.00 (-1.34%)	$196,300 (-) Land $21,000 Building $175,300	$196,300 (-) Land $21,000 Building $175,300
2025	$1,421.00	$196,300 Land $21,000 Building $175,300	$196,300 Land $21,000 Building $175,300
2023	$1,053.00 (+13.35%)	$196,300 (+56.54%) Land $21,000 Building $175,300	$196,300 (+56.54%) Land $21,000 Building $175,300
2022	$929.00	$125,400 Land $20,000 Building $105,400	$125,400 Land $20,000 Building $105,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 939 Bare Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 939 Bare Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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