939 Ave A SE, Winter Haven, FL 33880 Property Records

Polk County property record for 939 Ave A SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,050 sqft · built 1983
Lot Size	0.367 acres (15,982 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Jul 2024)
Tax Bill	$5,088 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-599500-000623`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-599500-000623`
Alternative APNs	`282826599500000623` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,050 sqft Living Area
Gross Area	2,090 sqft
1st Floor Area	1,250 sqft
Upper Floors Area	560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,982 sqft (0.367 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	280 sqft
Porch	Unfinished Open Porch
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	939 AVENUE A SE
City	WINTER HAVEN
State	FL
Zip	33880-3124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	COKER A B SUB OF EL OTIS PARK PB 5 PG 35 LOTS 62 THRU 63 DESC AS BEG SW COR OF E 30 FT OF LOT 62 RUN S 50 FT N 88 DEG 09 MIN 14 SEC W 99.50 FT N 5 FT NO 88 DEG 09 MIN 14 SEC W 99.50 FT M/L TO ST NWLY ALONT ST 22.32 FT 3LY & NELY ALONG ST TO INTER OF
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	COKER A B SUBDIVISION OF EL OTIS PARK
Legal Tract	599500
Legal Block	1
Legal Lot Number	62-63
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1014
Census Tract	13902

Owner

939 Ave A SE is owned and occupied by an individual who acquired it in June 2026.

Source: Polk County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	939 AVENUE A SE, WINTER HAVEN, FL 33880-3124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 26, 2019	Quit Claim Deed, Transfer MIDFLORIDA CU ISAOA
Aug 18, 2017	Deed of Trust, Mortgage · Conventional with PMI MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on File
Deed Sale	Jul 23, 2024 · Amount on File
Prior Sale	Jul 26, 2019 · Amount on File
Deed Document Number	2024168965
Deed Book / Page	13200 / 54
Last Transfer Date	Jun 29, 2026
Transfer Doc	0000210122
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 28, 2026
Property Address	939 AVENUE A SE, WINTER HAVEN, FL 33880-3124
Document Number	0000210122
Book / Page	14134 / 168
Instrument Date	Jun 29, 2026
Instrument	2026210122
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 AVENUE A SE, WINTER HAVEN, FL 33880-3124

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jul 26, 2019
Property Address	939 AVENUE A SE, WINTER HAVEN, FL 33880-3124
Document Number	0109201441
Book / Page	010920 / 001441
Instrument Date	Jul 19, 2019
Instrument	157113
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$457.99
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9839 AVENUE A SE WINTER HAVEN FL 33880, WINTER HAVEN, FL 33880

Mortgage

Document Number	109201443
Date	Jul 26, 2019
Book Page	010920/001443
Instrument	157114

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	939 AVENUE A SE, WINTER HAVEN, FL 33880-3124
Document Number	0102420665
Book / Page	010242 / 000665
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 12, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 AVENUE A SE WINTER HAVEN FL 338803124, WINTER HAVEN, FL 33880-3124

Mortgage

Document Number	0102420665
Date	Aug 23, 2017
Book Page	010242/000665
Instrument	163210

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 939 Ave A SE was $5,088.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,463 (-1.13%) Land $40,914 Building $223,549	$264,463 (-1.13%) Land $40,914 Building $223,549
2025	$5,088.00	$267,474 Land $40,914 Building $226,560	$267,474 Land $40,914 Building $226,560
2023	$1,297.00 (+3.93%) Homeowner's exemption	$110,347 (+3%)	$277,555 (+37.16%) Land $39,636 Building $237,919
2022	$1,248.00 Homeowner's exemption	$107,133	$202,352 Land $20,000 Building $182,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 939 Ave A SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 939 Ave A SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

939 Ave A SE, Winter Haven, FL 33880 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ave A SE

Nearby Streets

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