939 Albany St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 939 Albany St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,924 sqft · built 1920
Lot Size	0.135 acres (5,880 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Sep 2020)
Tax Bill	$7,366 (2026)
Deeds & Mortgages	Jan 2022 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.42-2-34`

Property Details

APN / Parcel Number

Primary APN	`421500 49.42-2-34`
Alternative APN	`150004904200020340000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,924 sqft Total Area
1st Floor Area	1,462 sqft
2nd Floor Area	1,462 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,880 sqft (0.135 acres)
Lot Dimensions	168 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	468 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	939 ALBANY ST
City	SCHENECTADY
State	NY
Zip	12307-1517
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	PART OF 2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	34.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2001
Census Tract	20900

Owner

939 Albany St, a duplex, is owned and occupied by an individual who bought it in September 2020.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	939 ALBANY ST, SCHENECTADY, NY 12307-1517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Administrator's Deed, Transfer
Sep 30, 2020	Warranty Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Jul 2, 2010 · Amount on File
Deed Document Number	202029999
Deed Book / Page	2042 / 626
Prior Transfer Date	Nov 24, 2009
Prior Transfer Doc	0000052237
Record Updated	Oct 29, 2026

January 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 6, 2022
Property Address	939 ALBANY ST, SCHENECTADY, NY 12307-1517
Document Number	0000000966
Book / Page	5187 / 327
Instrument Date	Jul 29, 2021
Instrument	202200966
Transaction Type	Transfer
Record Updated	Jan 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, 105, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13515 BROOKVILLE BLVD, ROSEDALE, NY 11422-1524

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 30, 2020
Property Address	939 ALBANY ST, SCHENECTADY, NY 12307-1517
Document Number	0000029999
Book / Page	2042 / 626
Instrument Date	Sep 4, 2020
Instrument	202029999
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 ALBANY ST, 955, SCHENECTADY, NY 12307-1517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13515 BROOKVILLE BLVD, ROSEDALE, NY 11422-1524

Mortgage

Document Number	0000030001
Date	Sep 30, 2020
Instrument	202030001

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 939 Albany St was $7,366, up 5.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,366.00 (+5.06%)
2025	$7,011.00	$127,000 Land $13,300 Building $113,700	$210,300 Land $22,024 Building $188,276
2023		$127,000 (-) Land $13,300 Building $113,700	$160,759 (+3.8%) Land $16,835 Building $143,924
2022		$127,000 Land $13,300 Building $113,700	$154,878 Land $16,220 Building $138,658
2021	$5,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 939 Albany St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 939 Albany St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Massivemesh Networks.

Nearby Properties on Albany St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures