9388 Bingham St, Elberta, AL 36530 Property Records

Baldwin County property record for 9388 Bingham St, Elberta, AL 36530

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,180 sqft · built 2000
Lot Size0.48 acres (20,905 sqft)
OwnerIndividual Name on Record
Last Sale$161,500 (Nov 2014)
Tax Bill$773 (2026)
Deeds & MortgagesJan 2018 Mortgage
Feb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN62-03-08-0-001-006.002

Property Details

APN / Parcel Number

Primary APN62-03-08-0-001-006.002
Alternative APNs
  • 225431
  • 279413

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,180 sqft Heated Area
1st Floor Area2,180 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,905 sqft (0.48 acres)
Lot Dimensions185 ft deep x 113 ft wide
Utility Building160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number279413
Street Address9388 BINGHAM ST
CityELBERTA
StateAL
Zip36530-5058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description90' X 189.6' IRR LOT 3 BLK E UNIT ONE WOLF'S RUN SOUTH SLIDE 1888-B AND 1952-A SEC 8-T8S-R5E (WD)
Legal SubdivisionWOLFS RUN SOUTH
Legal BlockE
Legal Lot Number3
Legal Unit1
JurisdictionBALDWIN AL
Township / Civil DivisionELBERTA
Census Block Group4
Census Block4035
Census Tract11601

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9388 BINGHAM ST, ELBERTA, AL 36530-5058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
PEN AIR FCU
Feb 28, 2020Deed of Trust, Mortgage · Line of Credit
PEN AIR FEDERAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2014 · Amount on Record
Deed SaleNov 24, 2014 · Amount on Record
Deed Document Number20141487391
Prior Transfer DateDec 16, 2009
Prior Transfer Doc0001212102
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address9388 BINGHAM ST, ELBERTA, AL 36530-5058
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001677746
DateJan 31, 2018
Instrument1677746
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2038

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address9388 BINGHAM ST, ELBERTA, AL 36530-5058
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001814113
DateFeb 28, 2020
Instrument1814113
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 27, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$773.00 (+14.01%) Homeowner's exemption
2025$678.00 (-8.25%)$25,840 (-7.78%) Land $3,460 Building $22,380$258,200 (-7.75%) Land $34,500 Building $223,700
2023$739.00 (+29.2%) Homeowner's exemption$28,020 (+27.02%)$279,900 (+26.94%) Land $39,700 Building $240,200
2022$572.00 (+17.21%) Homeowner's exemption$22,060$220,500 Land $35,800 Building $184,700
2021$488.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 179 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies179 in force
Nearby Flood Claims319 (1979–2020)
Claims Outside the SFHA36 of 319
Most Recent ClaimSep 2020 · tidal / storm surge
Claims by Event
  • Hurricane Sally, Sep 2020 · 124 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims
  • Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 83% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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