9384 E Nees Ave, Effingham, IL 62401 Property Records

Effingham County property record for 9384 E Nees Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1978
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual on Record
Last Sale	$92,000 (Aug 2021)
Tax Bill	$1,817 (2022)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-07-151-021`

Property Details

APN / Parcel Number

Primary APN	`11-07-151-021`

Interior

Stories	1 Story
Building Area	1,200 sqft Base Area

Exterior

Year Built	Built 1978
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9384 E NEES AVE
City	EFFINGHAM
State	IL
Zip	62401-7631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 NEES SUB ADD B 3714/287 3061/123 3022/121 1261/56 648/34
Legal Subdivision	NEES SUBDIVISION
Legal Lot Number	21
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4009
Census Tract	950200

Owner

Source: Effingham County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	9384 E NEES AVE, EFFINGHAM, IL 62401-7631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit THE LOUISVILLE BANKING CO BRANCH
Aug 13, 2021	Warranty Deed, Transfer · Line of Credit THE LOUISVILLE BANKING COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	Sep 4, 2014
Deed Document Number	202121004102
Deed Book / Page	3714 / 287
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9384 E NEES AVE, EFFINGHAM, IL 62401-7631
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9384 E NEES AVE, EFFINGHAM, IL 62401-7631

Mortgage

Document Number	202323003409
Date	Oct 19, 2023
Instrument	202323003409

Lender

Name	THE LOUISVILLE BANKING CO BRANCH
Type	Bank
Address	LOUISVILLE, IL 62858

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 13, 2021
Property Address	9384 E NEES AVE, EFFINGHAM, IL 62401-7631
Document Number	3714/287
Book / Page	3714 / 287
Map Reference	MB 11 PG 322
Instrument Date	Aug 6, 2021
Instrument	202121004102
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9384 E NEES AVE, EFFINGHAM, IL 62401-7631

Mortgage

Document Number	202121004103
Date	Aug 13, 2021
Instrument	202121004103

Lender

Name	THE LOUISVILLE BANKING COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Oct 6, 2026

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,817.00 Homeowner's exemption	$38,330 Land $4,260 Building $34,070	$114,990 Land $12,780 Building $102,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wabash Communications, Wisper ISP.

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