9382 Saddler Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9382 Saddler Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1993
Lot Size	0.16 acres (6,968 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Oct 1999)
Tax Bill	$6,883 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2022 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`783-40-041`

Property Details

APN / Parcel Number

Primary APN	`783-40-041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,968 sqft (0.16 acres)
Garage Area	679 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	9382 SADDLER DR
City	GILROY
State	CA
Zip	95020-8102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8562 BOOK 647 PAGE 13 PAGE 15 LOT 34
Legal Tract	8562
Legal Lot Number	34
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1015
Census Tract	512515

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9382 SADDLER DR, GILROY, CA 95020-8102
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Intrafamily Transfer, Transfer
Oct 24, 2022	Intrafamily Transfer, Transfer
May 19, 2022	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU
Aug 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 1999 · Amount on Record
Deed Sale	Oct 29, 1999 · Amount on Record
Prior Sale	Jun 2, 1997 · Amount on Record
Deed Document Number	199915037039
Last Transfer Date	Sep 28, 2022
Transfer Doc	0025390521
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 24, 2022
Property Address	9382 SADDLER DR, GILROY, CA 95020-8102
Document Number	0025390522
Map Reference	MB 647 PG 13-15
Instrument Date	Sep 28, 2022
Instrument	25390522
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9382 SADDLER DR, GILROY, CA 95020-8102

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 24, 2022
Property Address	9382 SADDLER DR, GILROY, CA 95020-8102
Document Number	0025390521
Map Reference	MB 647 PG 13-15
Instrument Date	Sep 28, 2022
Instrument	25390521
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9382 SADDLER DR, GILROY, CA 95020-8102

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9382 SADDLER DR, GILROY, CA 95020-8102
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9382 SADDLER DR, GILROY, CA 95020-8102

Mortgage

Document Number	0025306073
Date	May 19, 2022
Instrument	25306073

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9382 SADDLER DR, GILROY, CA 95020-8102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024265291
Date	Aug 27, 2019
Instrument	24265291

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9382 SADDLER DR, GILROY, CA 95020-8102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024488240
Date	May 27, 2020
Instrument	24488240

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$564,352 (+2%) Land $274,338 Building $290,014
2025	$6,883.00 (+2.2%)	$553,287 (+4.04%) Land $268,959 Building $284,328
2023	$6,735.00 (+3.01%)	$531,804 Land $258,516 Building $273,288
2022	$6,538.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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