Saginaw County property record for 9381 Downing Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,534 sqft · built 1920 |
| Lot Size | 9.97 acres (434,293 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,600 (Aug 2021) |
| Tax Bill | $2,781 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-16-2011-000 |
| Primary APN | 05-10-6-16-2011-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,534 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 434,293 sqft (9.97 acres) |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 296 sqft |
| Deck Area | Deck Area |
| Patio Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9381 DOWNING RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-9734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | E 165.1 FT OF W 2012.6 FT OF NW 1/4 10.1 ACRES SEC 16 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 16 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 5 |
| Census Block | 5033 |
| Census Tract | 13100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9381 DOWNING RD, BIRCH RUN, MI 48415-9734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT MORTGAGE ACCEPTANCE CORP |
| Aug 30, 2021 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 18, 2017 | Deed, Transfer · FHA Mortgage NEW EXECUTIVE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | Jan 18, 2017 · Amount on Record |
| Deed Document Number | 202128550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 9381 DOWNING RD, BIRCH RUN, MI 48415-9734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9381 DOWNING RD, BIRCH RUN, MI 48415-9734 |
| Document Number | 0000003410 |
|---|---|
| Date | Feb 8, 2022 |
| Instrument | 2022003410 |
| Name | HOME POINT MORTGAGE ACCEPTANCE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 30, 2021 |
| Property Address | 9381 DOWNING RD, BIRCH RUN, MI 48415-9734 |
| Document Number | 2021028550 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021028550 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9381 DOWNING RD, 9381, BIRCH RUN, MI 48415-9734 |
| Name | Verified Name |
|---|---|
| Address | 9381 DOWNING RD, BIRCH RUN, MI 48415-9734 |
| Document Number | 0000028063 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021028063 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 18, 2017 |
| Property Address | 9381 DOWNING RD, BIRCH RUN, MI 48415-9734 |
| Document Number | 2017001512 |
| Book / Page | 2886 / 1774 |
| Instrument Date | Jan 10, 2017 |
| Instrument | 2017001512 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,548.00 |
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9381 DOWNING RD, 9381, BIRCH RUN, MI 48415-9734 |
| Name | Verified Name |
|---|---|
| Address | 9258 BRAY RD, MILLINGTON, MI 48746-9521 |
| Document Number | 0000001513 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 2886/1776 |
| Instrument | 2017001513 |
| Name | NEW EXECUTIVE MORTGAGE LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | BAY CITY, MI 48706 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,200 (+29.83%) | $212,400 (+29.83%) | |
| 2025 | $2,781.00 (+17.39%) Homeowner's exemption | ||
| 2023 | $81,800 | $163,600 | |
| 2022 | $2,369.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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