9380 118th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 9380 118th Ter, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,113 sqft · built 1977
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2015)
Tax Bill	$2,795 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-750-1554-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-1554-5`
Alternative APNs	`11-30-15-62975-003-0050` `301511629750030050` `R122702`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,113 sqft Living Area
Gross Area	2,979 sqft
1st Floor Area	1,147 sqft
Upper Floors Area	966 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,494 sqft (0.195 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	360 sqft
Deck Area	382 sqft
Patio Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R122702
Street Address	9380 118TH TER
City	LARGO
State	FL
Zip	33773-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD10
Legal Description	OAK PARK SUB UNIT 2 BLK 3, LOT 5
Legal Range	15E
Legal Township	30S
Legal Section	11
Legal Subdivision	OAK PARK SUB UNIT 2
Legal Tract	62975
Legal Block	3
Legal Lot Number	5
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1006
Census Tract	25011

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9380 118TH TER, LARGO, FL 33773-4337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2015 · Amount on Record
Deed Sale	Dec 17, 2015 · Amount on Record
Prior Sale	Feb 21, 2003 · Amount on Record
Deed Document Number	2015365981
Deed Book / Page	19023 / 1080
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	9380 118TH TER, LARGO, FL 33773-4337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210880278
Date	Jul 21, 2020
Book Page	21088/278
Instrument	2020216531

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,795.00 (-31.98%) Homeowner's exemption	$186,045 (-30.12%)	$279,158 (-31.19%) Land $139,463 Building $139,695
2023	$4,109.00 (+2.62%) Homeowner's exemption	$266,234 (+3%)	$405,694 (+12.95%) Land $165,745 Building $239,949
2022	$4,004.00 Homeowner's exemption	$258,480	$359,183 Land $162,951 Building $196,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 347 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	391 units insured incl. 44 condo units
Nearby Flood Claims	49 (1979–2024)
Claims Outside the SFHA	6 of 49
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Helene, Sep 2024 · 4 claims Tropical Storm Debby, Jul 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20