938 Winterhaven Dr, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 938 Winterhaven Dr, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,922 sqft · built 1968
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$80,355 (Jun 2005)
Tax Bill	$5,163 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-295-03263350`

Property Details

APN / Parcel Number

Primary APN	`04-295-03263350`
Alternative APNs	`4-295-03263350` `29503263350`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,222 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Exterior Amenities

Pool Area	576 sqft
Porch	Open Porch
Porch Area	108 sqft
Deck Area	336 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29503263350
Street Address	938 WINTERHAVEN DR
City	GAMBRILLS
State	MD
Zip	21054-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 46 SC 2 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	3
Legal Lot Number	46
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3008
Census Tract	740800

Owner

938 Winterhaven Dr is owned and occupied by an individual who bought it in June 2005.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	938 WINTERHAVEN DR, GAMBRILLS, MD 21054-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2005 · Amount on File
Deed Sale	Jun 3, 2005 · Amount on File
Prior Sale	Jul 26, 1990 · Amount on File
Deed Document Number	20057451
Deed Book / Page	16382 / 472
Transfer Doc	0163820476
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	938 WINTERHAVEN DR, GAMBRILLS, MD 21054-1211
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	CALAVERAS TITLE COMPANY, CALVERT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 WINTERHAVEN DR, GAMBRILLS, MD 21054-1211

Mortgage

Document Number	0372410433
Date	Jul 21, 2021
Book Page	37241/433

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	EDGEWATER, MD 21037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 938 Winterhaven Dr was $5,163, up 4.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,767 (+6.28%)	$506,300 (+18.85%) Land $283,400 Building $222,900
2025	$5,163.00 (+4.49%)	$426,000 Land $221,500 Building $204,500	$426,000 Land $221,500 Building $204,500
2024	$4,941.00 (+17.59%)
2023	$4,202.00	$384,800	$426,000 Land $221,500 Building $204,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 938 Winterhaven Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 938 Winterhaven Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Nearby Properties on Winterhaven Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures