Anne Arundel County property record for 938 Williams St, #A, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,460 sqft · built 2006 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Aug 2019) |
| Tax Bill | $4,549 (2023) |
| Deeds & Mortgages | Jan 2025 Second Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-579-90221291 |
| Primary APN | 01-579-90221291 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,460 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 57990221291 |
|---|---|
| Street Address | 938 WILLIAMS ST # A, A |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-3548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 33 PL 7 938A WILLIAMS ST NORTH SELBY |
| Legal Subdivision | NORTH SELBY/BAY |
| Legal Lot Number | 33 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 701202 |
Source: Anne Arundel County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 938A WILLIAMS ST, EDGEWATER, MD 21037-3548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTILITIES EMPLOYEES CU |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 11, 2026 | Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 8, 2019 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on Record |
| Deed Sale | Aug 8, 2019 · Amount on Record |
| Deed Document Number | 0033436442 |
| Deed Book / Page | 33436 / 442 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 938 WILLIAMS ST # A, A, EDGEWATER, MD 21037-3548 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 938A WILLIAMS ST, EDGEWATER, MD 21037-3548 |
| Document Number | 0410600085 |
|---|---|
| Date | Jan 28, 2025 |
| Book Page | 41060/85 |
| Name | UTILITIES EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 20, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 938 WILLIAMS ST # A, A, EDGEWATER, MD 21037-3548 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC SETMNT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 938A WILLIAMS ST, EDGEWATER, MD 21037-3548 |
| Document Number | 0366930296 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 36693/296 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 11, 2026 |
| Property Address | 938 WILLIAMS ST # A, A, EDGEWATER, MD 21037-3548 |
| Document Number | 0421520337 |
| Book / Page | 42152 / 337 |
| Map Reference | MB 8 PG 27 |
| Instrument Date | Mar 3, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,847.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 938 WILLIAMS ST # A, A, EDGEWATER, MD 21037-3548 |
| Document Number | 0042152346 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 42152/346 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.2% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 8, 2019 |
| Property Address | 938 WILLIAMS ST # A, A, EDGEWATER, MD 21037-3548 |
| Document Number | 0334360442 |
| Book / Page | 33436 / 442 |
| Map Reference | MB 8 PG 27 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 938A WILLIAMS ST, EDGEWATER, MD 21037-3548 |
| Document Number | 33436448 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 33436/448 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Anne Arundel County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,549.00 Homeowner's exemption | $416,600 Land $177,200 Building $239,400 | $416,600 Land $177,200 Building $239,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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