938 W 23rd St, Lorain, OH 44052 Property Records

Lorain County property record for 938 W 23rd St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1953
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-154-015`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-154-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	858 sqft
2nd Floor Area	374 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	938 W 23RD ST
City	LORAIN
State	OH
Zip	44052-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANG 50 X 105
Legal Subdivision	STANGS SECOND ADDITION
Legal Tract	1
Legal Block	154
Legal Lot Number	255
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2006
Census Tract	23300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	938 W 23RD ST, LORAIN, OH 44052-4915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · FHA Mortgage LENDUS LLC
Nov 9, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jun 2, 2020
Last Transfer Date	Nov 9, 2020
Transfer Doc	0000787788
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	938 W 23RD ST, LORAIN, OH 44052-4915
Document Number	0000787789
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000787789
Date	Nov 9, 2020
Instrument	787789

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 9, 2020
Property Address	938 W 23RD ST, LORAIN, OH 44052-4915
Document Number	0000787788
Instrument Date	Nov 6, 2020
Instrument	787788
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 W 23RD ST LORAIN OH 440524915, LORAIN, OH 44052-4915

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00	$34,040 (-0.03%) Land $3,170 Building $30,870	$97,280 (-) Land $9,070 Building $88,210
2024	$1,301.00 (-4.2%)	$34,049 (+29.04%) Land $3,175 Building $30,874	$97,280 (+29.04%) Land $9,070 Building $88,210
2023	$1,358.00 (+0.89%)	$26,387 (+0.03%) Land $2,874 Building $23,513	$75,390 (-) Land $8,210 Building $67,180
2022	$1,346.00	$26,380 Land $2,870 Building $23,510
2021			$75,390 Land $8,210 Building $67,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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