938 Upper Dam Dr, Williamstown, NJ 08094 Property Records

Gloucester County and Monroe Township property record for 938 Upper Dam Dr, Williamstown, NJ 08094

Property Summary

Property Type	Single Family Home
Details	1,214 sqft · built 1950
Lot Size	0.147 acres (6,399 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Jan 2018)
Tax Bill	$4,297 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-08812-0000-00158`

Property Details

APN / Parcel Number

Primary APN	`11-08812-0000-00158`
Alternative APNs	`1100279000000016` `110881200158`

Interior

Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	6,399 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1100279000000016
Street Address	938 UPPER DAM DR
City	WILLIAMSTOWN
State	NJ
Zip	08094-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RGPR
Legal Subdivision	TIMBER LAKES SEC 1
Legal Block	8812
Legal Lot Number	158
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1006
Census Tract	501606

Owner

Source: Gloucester County and Monroe Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	938 UPPER DAM DR, WILLIAMSTOWN, NJ 08094-4316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
Jan 23, 2018	Deed, Transfer · Conventional Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2018 · Amount on Record
Deed Sale	Jan 23, 2018 · Amount on Record
Prior Sale	Jul 3, 1957
Deed Document Number	20182802
Deed Book / Page	5806 / 91
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	938 UPPER DAM DR, WILLIAMSTOWN, NJ 08094-4316
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040732
Date	Jul 26, 2021
Book Page	17073/36
Instrument	40732

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Jan 23, 2018
Property Address	938 UPPER DAM DR, WILLIAMSTOWN, NJ 08094-4316
Document Number	0000002802
Book / Page	05806 / 091
Instrument Date	Dec 14, 2017
Instrument	02802
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	938 UPPER DAM DR, 938, WILLIAMSTOWN, NJ 08094-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 UPPER DAM DR, WILLIAMSTOWN, NJ 08094-4316

Mortgage

Document Number	0000002803
Date	Jan 23, 2018
Instrument	02803

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Gloucester County and Monroe Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
County Subdivision	Monroe Township
Unified School District	Monroe Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,000 (-) Land $45,600 Building $68,400	$114,000 (-) Land $45,600 Building $68,400
2025	$4,297.00 (+2.95%)	$114,000 (-) Land $45,600 Building $68,400	$114,000 (-) Land $45,600 Building $68,400
2024	$4,174.00 (+1.21%)
2023		$114,000 Land $45,600 Building $68,400	$114,000 Land $45,600 Building $68,400
2022	$4,124.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1999–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 62% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE MUNICIPAL UTILITIES AUTHORITY serves 26,179 people · EPA ID NJ0811002
Water Source	Purchased surface water from GLASSBORO WATER DEPARTMENT
Last State Inspection	Nov 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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