938 Union St, Reading, PA 19604 Property Records

Berks County property record for 938 Union St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,551 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$56,065 (Jun 2025)
Tax Bill	$1,309 (2026)
Deeds & Mortgages	Jun 2018 Loan Modification Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`5317-21-08-4808`

Property Details

APN / Parcel Number

Primary APN	`5317-21-08-4808`
Alternative APNs	`17-5317-21-08-4808` `17664525` `664525`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,551 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17664525
Street Address	938 UNION ST
City	BIRDSBORO
State	PA
Zip	19508-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	08
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1008
Census Tract	500

Owner

Source: Berks County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3427 STOUDTS FERRY BRIDGE RD, READING, PA 19605-1434
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2018	Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK NA
Mar 19, 2018	Loan Modification, Mortgage · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2025 · Amount on Record
Deed Sale	Jun 4, 2025 · Amount on Record
Prior Sale	Jul 23, 2007 · Amount on Record
Deed Document Number	202516503
Record Updated	Sep 20, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKS PA
Property Address	938 UNION ST, READING, PA 19604-1741
Document Number	0000029919
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Sep 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 UNION ST READING PA 196041741, READING, PA 19604-1741

Mortgage

Document Number	0000029919
Date	Aug 30, 2018
Instrument	29919

Lender

Name	CITIZENS BK NA
Address	GLEN ALLEN, VA 23059

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 29, 2058

Interest

Rate Type	Fixed Rate
Rate	4.87%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKS PA
Property Address	938 UNION ST, READING, PA 19604-1741
Document Number	0000013836
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 UNION ST READING PA 196041741, READING, PA 19604-1741

Mortgage

Document Number	0000013836
Date	Apr 30, 2018
Instrument	13836

Lender

Name	CITIZENS BK
Type	Bank
Address	TELEGRAPH RD, VA 23059

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,309.00 (+3.97%)	$46,400 (-) Land $15,000 Building $31,400	$15,000 (-) Land $15,000
2025	$1,259.00 (+2.52%) Homeowner's exemption	$46,400 (-) Land $15,000 Building $31,400	$15,000 (-67.67%) Land $15,000
2024	$1,228.00	$46,400 Land $15,000 Building $31,400
1994			$46,400 Land $15,000 Building $31,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures