Bonner County property record for 938 Turtle Rock Rd, Sandpoint, ID 83864
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,886 sqft · built 2008 |
| Lot Size | 20.2 acres (882,569 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,460 (2026) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RP57N02W077204A |
| Primary APN | RP57N02W077204A |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,886 sqft Finished Area |
| 1st Floor Area | 3,056 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 882,569 sqft (20.2 acres) |
| Garage Type | Built-in |
| Pole Barn | 1,152 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Street Address | 938 TURTLE ROCK RD |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-6597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-5 |
| Legal Description | 7-57N-2W TAX 15 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 07 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1094 |
| Census Tract | 950401 |
938 Turtle Rock Rd, a rural home, is owned and occupied by two individuals.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 938 TURTLE ROCK RD, SANDPOINT, ID 83864-6597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 938 TURTLE ROCK RD, SANDPOINT, ID 83864-6597 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2018 |
| Name | Verified Name |
|---|
| Document Number | 921688 |
|---|---|
| Date | May 16, 2018 |
| Instrument | 921688 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Address | SANDPOINT, ID 83864 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 938 Turtle Rock Rd was $3,460 with a homeowner's exemption, up 7.1% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,460.00 (+7.12%) Homeowner's exemption | $897,829 (-0.38%) Land $178,405 Building $719,424 | $897,829 (-0.38%) Land $178,405 Building $719,424 |
| 2025 | $3,230.00 Homeowner's exemption | $901,253 Land $178,193 Building $723,060 | $901,253 Land $178,193 Building $723,060 |
| 2023 | $3,066.00 Homeowner's exemption | $859,792 Land $178,097 Building $681,695 | $859,792 Land $178,097 Building $681,695 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 938 Turtle Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 938 Turtle Rock Rd is moderate, ranking above 46% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 87% of Idaho |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
5G (outdoors only) and 4G LTE
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