938 Summit Rd, Penn Valley (Narberth), PA 19072 Property Records

Montgomery County property record for 938 Summit Rd, Penn Valley, PA 19072

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,036 sqft · built 1880
Lot Size	0.742 acres (32,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,210,000 (Feb 2022)
Tax Bill	$16,336 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-00-60168-00-2`

Property Details

APN / Parcel Number

Primary APN	`40-00-60168-00-2`
Alternative APN	`40006F005`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,036 sqft Living Area
1st Floor Area	1,473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	32,326 sqft (0.742 acres)
Lot Dimensions	197 ft deep x 226 ft wide
Garage Area	480 sqft
Porch	Open Frame Porch
Porch Area	468 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	938 SUMMIT RD
City	PENN VALLEY
State	PA
Zip	19072-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ASSESSOR BLOCK-UNIT NUMBER 6F-5
Legal Subdivision	ROACH BROTHERS
Legal Block	6F
Legal Lot Number	168
Jurisdiction	MONTGOMERY PA
Township / Civil Division	LOWER MERION
Census Block Group	1
Census Block	1001
Census Tract	204600

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	938 SUMMIT RD, PENN VALLEY, PA 19072-1346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITADEL FEDERAL CREDIT UNION
Feb 15, 2022	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 21, 2017	Trustee's Deed, Construction Loan · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	May 14, 2007 · Amount on Record
Deed Document Number	202219695
Deed Book / Page	6267 / 1896
Prior Transfer Date	Feb 12, 1996
Prior Transfer Doc	0000004672
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Recording Date	Apr 23, 2026
Property Address	938 SUMMIT RD, PENN VALLEY, PA 19072-1346
Document Number	0000022844
Book / Page	16228 / 394
Instrument Date	Apr 9, 2026
Instrument	202622844
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	938 SUMMIT RD, PENN VALLEY, PA 19072-1346

Mortgage

Document Number	0000022844,
Date	Apr 23, 2026
Book Page	16228/394
Instrument	202622844

Lender

Name	CITADEL FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 14, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Feb 15, 2022
Property Address	938 SUMMIT RD, PENN VALLEY, PA 19072-1346
Document Number	00626701896
Book / Page	6267 / 01896
Instrument Date	Dec 22, 2021
Instrument	2022019695
Transaction Type	Transfer
Record Updated	Mar 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	938 SUMMIT RD, PENN VALLEY, PA 19072-1346

Mortgage

Document Number	2022019696155130137
Date	Feb 15, 2022
Instrument	2022019696155130137

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	01551301393
Date	Feb 15, 2022
Book Page	15513/01393
Instrument	2022019697

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2052

Interest

Rate Type	Fixed Rate

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY PA
Recording Date	Mar 21, 2017
Property Address	938 SUMMIT RD, PENN VALLEY, PA 19072-1346
Document Number	0143112222
Book / Page	014311 / 002222
Instrument Date	Mar 8, 2017
Instrument	20498
Transaction Type	Construction Loan
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 SUMMIT RD PENN VALLEY PA 190721346, PENN VALLEY, PA 19072-1346

Mortgage

Document Number	0143112222
Date	Mar 21, 2017
Book Page	014311/002222
Instrument	20498

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 20, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Lower Merion Township
Unified School District	Lower Merion School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,336.00	$357,620 (-)	$357,620 (-)
2025	$16,336.00 (+9.39%)
2024		$357,620 (-) Land $149,320 Building $208,300
2023	$14,934.00 (+4.35%)	$357,620 Land $149,320 Building $208,300
2022	$14,311.00
1998			$357,620 (-) Land $149,320 Building $208,300
1996			$357,620 Land $149,320 Building $208,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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