938 S Central Ave, Lodi, CA 95240 Property Records

San Joaquin County property record for 938 S Central Ave, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,974 sqft · built 1947
Lot Size	0.163 acres (7,084 sqft)
Owner	Individual Name on Record
Tax Bill	$4,124 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Jul 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`047-300-190-000`

Property Details

APN / Parcel Number

Primary APN	`047-300-190-000`
Alternative APN	`047-300-19`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,084 sqft (0.163 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	047-300-19
Street Address	938 S CENTRAL AVE
City	LODI
State	CA
Zip	95240-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WELLSWOOD PARK BLK 2 LOT 1
Legal Subdivision	WELLSWOOD COURT
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3007
Census Tract	4404

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	938 S CENTRAL AVE, LODI, CA 95240-5302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Intrafamily Transfer, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Jul 31, 2018	Grant Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Sep 8, 2017	Grant Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP
Jun 15, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019
Deed Sale	Sep 30, 2019
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	2019110284
Prior Transfer Date	Sep 24, 2019
Prior Transfer Doc	0000110284
Record Updated	Oct 29, 2026

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 30, 2019
Property Address	938 S CENTRAL AVE, LODI, CA 95240-5302
Document Number	0000110284
Map Reference	MB 10 PG 93
Instrument Date	Sep 24, 2019
Instrument	2019-110284
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 S CENTRAL AVE, LODI, CA 95240-5302

Mortgage

Document Number	0000110285
Date	Sep 30, 2019
Instrument	2019-110285

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 31, 2018
Property Address	938 S CENTRAL AVE, LODI, CA 95240-5302
Document Number	0000084664
Map Reference	MB 10 PG 93
Instrument Date	Jul 25, 2018
Instrument	2018-084664
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 S CENTRAL AVE, LODI, CA 95240-5302

Mortgage

Document Number	0000084665
Date	Jul 31, 2018
Instrument	2018-084665

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

September 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 8, 2017
Property Address	938 S CENTRAL AVE, LODI, CA 95240-5302
Document Number	0000104039
Map Reference	MAP10 PG93
Instrument Date	Aug 11, 2017
Instrument	2017-104039
Transaction Type	Construction Loan
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 S 53RD ST, MESA, AZ 85206-2996

Mortgage

Document Number	0000104040
Date	Sep 8, 2017
Instrument	2017-104040

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 15, 2017
Property Address	938 S CENTRAL AVE, LODI, CA 95240-5302
Document Number	0000067770
Instrument Date	Jun 9, 2017
Instrument	67770
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$258.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3001 BRIDGEWAY #K-106 SAUSALITO CA 949651408, K-106, SAUSALITO, CA 94965-1408

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,124.00 (+0.32%)
2025	$4,111.00 (+4.23%)	$378,156 (+4.04%) Land $66,929 Building $311,227
2023	$3,944.00 (+2.28%)	$363,474 Land $64,331 Building $299,143	$447,840
2022	$3,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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