938 Phillips St, Missoula, MT 59802 Property Records

Missoula County property record for 938 Phillips St, Missoula, MT 59802

Property Summary

Property Type	Commercial
Details	10,458 sqft · built 1910
Lot Size	0.244 acres (10,629 sqft)
Owner	Company Name on File
Last Sale	$183,800 (May 2007)
Tax Bill	$12,774 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R047180`

Property Details

APN / Parcel Number

Primary APN	`R047180`
Alternative APNs	`04-2200-16-4-21-01-0000` `0002372106` `R0471800` `2372106`

Interior

Units	2 Units
Stories	2 Stories
Building Area	10,458 sqft Gross Area
1st Floor Area	7,478 sqft
Upper Floors Area	1,250 sqft
Basement Area	1,250 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	10,629 sqft (0.244 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0002372106
Street Address	938 PHILLIPS ST
City	MISSOULA
State	MT
Zip	59802-2624
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	7
Legal Description	SCHOOL ADDITION, S16, T13 N, R19 W, BLOCK 32, LOT 11, & FRAC OF LOT 10 & FRAC OF LOTS 12-14
Legal Range	19W
Legal Township	13N
Legal Section	16
Legal Subdivision	SCHOOL ADDITION
Legal Block	32
Legal Lot Number	11
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	3
Census Block	3001
Census Tract	203

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1600 SOUTH AVE W, MISSOULA, MT 59801-7804
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SEC BK/MISSOULA
Jul 17, 2017	Deed of Trust, Mortgage · Line of Credit GLACIER BK FSB
Apr 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2007 · Amount on File
Deed Sale	May 3, 2007 · Amount on File
Deed Document Number	200710792
Deed Book / Page	796 / 834
Prior Transfer Date	Apr 30, 2007
Prior Transfer Doc	0000010792
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	938 PHILLIPS ST, MISSOULA, MT 59802-2624
Document Number	0010250633
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	INSURED TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 SOUTH AVE W MISSOULA MT 598017804, MISSOULA, MT 59801-7804

Mortgage

Document Number	0010250633
Date	Feb 3, 2020
Book Page	001025/000633
Instrument	2003

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	938 PHILLIPS ST, MISSOULA, MT 59802-2624
Document Number	0009821091
Book / Page	000982 / 001091
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	INSURED TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 SOUTH AVE W MISSOULA MT 598017804, MISSOULA, MT 59801-7804

Mortgage

Document Number	0009821091
Date	Jul 17, 2017
Book Page	000982/001091
Instrument	13833

Lender

Name	GLACIER BK FSB
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MISSOULA MT
Recording Date	Apr 12, 2017
Property Address	938 PHILLIPS ST, MISSOULA, MT 59802-2624
Document Number	0009770410
Book / Page	000977 / 000410
Instrument Date	Apr 10, 2017
Instrument	6152
Transaction Type	Transfer
Record Updated	Apr 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 SOUTH AVE W MISSOULA MT 598017804, MISSOULA, MT 59801-7804

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Municipality	Missoula City
Secondary School District	Missoula High School District (09 - 12)
Elementary School District	Missoula Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$746,500 (-) Land $367,286 Building $379,214	$746,500 (-) Land $367,286 Building $379,214
2025	$12,774.00 (+22.22%)	$746,500 (+20.44%) Land $367,286 Building $379,214	$746,500 (+20.44%) Land $367,286 Building $379,214
2023	$10,452.00	$619,800	$619,800 Land $194,654 Building $425,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: TDS Telecom, Verizon.

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