938 Nathaniel St, Johnstown, PA 15902 Property Records

Cambria County property record for 938 Nathaniel St, Johnstown, PA 15902

Property Summary

Property Type	Single Family Home
Details	built 1920
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$563 (2026)
Deeds & Mortgages	Aug 2022 Refinance Oct 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-009.-205.000`

Property Details

APN / Parcel Number

Primary APN	`19-009.-205.000`
Alternative APN	`019 015501`

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide

Location & Zoning

Street Address	938 NATHANIEL ST
City	JOHNSTOWN
State	PA
Zip	15902-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40 X 120 H
Jurisdiction	CAMBRIA PA
Township / Civil Division	DALE
Census Block Group	1
Census Block	1050
Census Tract	13500

Owner

938 Nathaniel St is owned and occupied by two individuals who acquired it in November 2016.

Source: Cambria County records, as of April 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	938 NATHANIEL ST, JOHNSTOWN, PA 15902-1833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST COMMONWEALTH BANK
Oct 11, 2024	Deed, Transfer · Conventional Mortgage SOMERSET TRUST CO
May 12, 2023	Other, Transfer
Jul 1, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2002
Deed Sale	Oct 7, 2002
Deed Book / Page	1862 / 1010
Last Transfer Date	Nov 21, 2016
Transfer Doc	02775/0925
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIA PA
Property Address	938 NATHANIEL ST, JOHNSTOWN, PA 15902-1833
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000009261
Date	Aug 15, 2022
Instrument	20220-00009261

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Oct 11, 2024
Property Address	938 NATHANIEL ST, JOHNSTOWN, PA 15902-1833
Document Number	202400009274
Instrument Date	Sep 30, 2024
Instrument	2024-00009274
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.10
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 NATHANIEL ST, JOHNSTOWN, PA 15902-1833

Mortgage

Document Number	202400009275
Date	Oct 11, 2024
Instrument	2024-00009275

Lender

Name	SOMERSET TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2039

May 2023: Other, Transfer

Document Type	Other
Jurisdiction	CAMBRIA PA
Recording Date	May 12, 2023
Property Address	938 NATHANIEL ST, JOHNSTOWN, PA 15902-1833
Document Number	202300004271
Instrument Date	Feb 24, 2023
Instrument	2023-00004271
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2249, MCKINLEYVILLE, CA 95519-2249

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMBRIA PA
Recording Date	Jul 1, 2022
Property Address	938 NATHANIEL ST, JOHNSTOWN, PA 15902-1833
Document Number	2022000007411
Instrument Date	Jun 17, 2022
Instrument	20220-00007411
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 15TH ST, ARCATA, CA 95521-5604

Tax Assessment & Valuation

The 2026 property tax bill for 938 Nathaniel St was $563.

Source: Cambria County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Cambria County
Municipality	Dale Borough
Unified School District	Ferndale Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$563.00	$10,340 (-) Land $720 Building $9,620
2025	$563.00 (-63.93%)	$10,340 (-) Land $720 Building $9,620
2024	$1,561.00 (+2.36%)	$10,340 (-) Land $720 Building $9,620
2023	$1,525.00	$10,340 Land $720 Building $9,620
1972			$10,340 Land $720 Building $9,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 938 Nathaniel St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1978–2004)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Jun 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 938 Nathaniel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER JOHNSTOWN WA RIVERSIDE serves 49,500 people · EPA ID PA4110034
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

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