938 Mueller Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 938 Mueller Rd, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 1994
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,300 (Feb 2005)
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A952001648`

Property Details

APN / Parcel Number

Primary APN	`A952001648`
Alternative APN	`2-0033-S007-00-0004.9200000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
Gross Area	4,538 sqft
1st Floor Area	1,836 sqft
Basement Area	1,806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft
Patio Area	860 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	A952001648
Street Address	938 MUELLER RD
City	O FALLON
State	MO
Zip	63366-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PT NW 1/4
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2003
Census Tract	311801

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	938 MUELLER RD, O FALLON, MO 63366-4705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · Line of Credit THE BANK OF MONROE
Nov 20, 2023	Beneficiary Deed, Transfer
Feb 20, 2018	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2005 · Amount on Record
Deed Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	2005171770
Deed Book / Page	4109 / 2096
Prior Transfer Date	Dec 27, 2004
Prior Transfer Doc	0000171770
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	938 MUELLER RD, O FALLON, MO 63366-4705
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 MUELLER RD, SAINT PAUL, MO 63366-4705

Mortgage

Document Number	0000043081
Date	Oct 18, 2023
Instrument	2023R-043081

Lender

Name	THE BANK OF MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 20, 2023
Property Address	938 MUELLER RD, O FALLON, MO 63366-4705
Document Number	0000047564
Instrument Date	Nov 8, 2023
Instrument	2023R-047564
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	938 MUELLER RD, SAINT PAUL, MO 63366-4705

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	938 MUELLER RD, O FALLON, MO 63366-4705
Document Number	0069000051
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	938 MUELLER RD ST PAUL MO 633664705, ST PAUL, MO 63366-4705

Mortgage

Document Number	0069000051
Date	Apr 3, 2018
Book Page	006900/000051
Instrument	176810

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Apr 2, 2058

Interest

Rate Type	Fixed Rate
Rate	6%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,530 (-)	$413,317 (-) Land $82,500 Building $330,817
2025	$4,787.00	$78,530 (+6.2%)	$413,317 (+6.2%) Land $82,500 Building $330,817
2023		$73,948
2022			$389,198 Land $82,500 Building $306,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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